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41 Smith Street, Palmer MA 01069

Palmer, MA 01069
$615,000
Est. $4,186/month
3
Beds
2
Baths
1,824
Sq Ft
$337
Price/Sq Ft
1.09
Acres
1995
Year Built
4 hours 9 minutes
Time on Market
Active Listed Apr 29, 2026 • MLS# 73508869 Copied!

About this home

Welcome to Lake Thompson where this fabulous contemporary waterfront home is located. Featuring an open concept LR,DR ,Kitchen area ,cathedral ceilings and 2 story windows offering stunning views. LR is Accented with a brick framed FP with (young) pellet stove insert. Kitchen has plenty of cabinets , SS appliances & granite counters plus center island for casual seating, 1st floor primary bedroom plus den or playroom completes the main level. 2nd floor has a loft area with balcony overlooking the 1st floor plus 2 additional bedroom and 2nd full bath. Hardwood floors run thru out most of the home complimented by double French doors leading to the sprawling composite deck where you will be in awe of not just the water views but water access, your own private beach area and private dock. This isn’t just a home its lake living at its finest . All conveniently located with easy access to the MA pike.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1995
Bedrooms
3
Full Bathrooms
2
Living Area
1,824 sq ft
Total Rooms
9

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1995
Living Area 1,824 sq ft
Lot Size 1.09 acres
Bedrooms 3
Full Baths 2
Total Rooms 9

Interior

Heating Baseboard, Radiant, Oil
Cooling Central Air, Whole House Fan
Flooring Wood, Tile, Vinyl, Flooring - Stone/ceramic Tile, Flooring - Hardwood
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Bulkhead
Laundry First Floor
Features Den, Loft

Exterior

Construction Frame
Architecture Cape, Contemporary
Roof Shingle
Features Deck - Composite, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Workshop In Garage
Total Spaces 8

Utilities

Electric Circuit Breakers
Water Private
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $10,516
Assessed Value $579,400

Interior Features

Flooring: Wood, Tile, Vinyl, Flooring - Stone/Ceramic Tile, Flooring - Hardwood
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Den, Loft
Windows:
Basement: Full, Bulkhead
Laundry: First Floor
Security:

Construction & Materials

Style: Cape, Contemporary
Year Built: 1995
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Radiant, Oil
Cooling: Central Air, Whole House Fan
Hot Water:
Water Source: Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Composite, Storage
Patio & Porch: Deck - Composite
Fencing:
Other Structures:
Lot Features: Other
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Attached, Garage Door Opener, Workshop in Garage

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Waterfront: Yes
Waterfront Type: Waterfront, Lake, Lake/Pond, 0 to 1/10 Mile To Beach, Beach Ownership(Association)
Community Amenities:

Location

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Neighborhood

41 Smith Street, Palmer MA 01069

Palmer, MA 01069

Walkability

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Nearby Schools

School District
Palmer School District local
C-
School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
1.1% above state avg
E

Elementary Schools

1 school
C-
Old Mill Pond School
2.3 mi | #702 of 824 | Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students Moderate
Grades PK-06
H

High Schools

2 schools
B-
Palmer High School
2.2 mi | #200 of 346 | Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students Moderate
15 sports • 550 athletes
Rising School College Ready Curriculum Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
2.7 mi | #265 of 346 | Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students Less Diverse
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $876
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 29, 2026
$615,000
Original listing
Agent: Tracey Fiorelli Office: Janice Mitchell R.E., Inc

Price & Status History

Date Event Price Change
Apr 29, 2026 New Listing Added $615,000

Market Statistics

Time on Market
4 hours 9 minutes
Price per Sq Ft
$337

Tax History

Year Taxes Assessment
2025 $10,516 $579,400

Financial Details

Annual Property Tax
$10,516
Tax Year 2025
Assessed Value
$579,400

Listing Information

Listing Agent Tracey Fiorelli
Listing Office Janice Mitchell R.E., Inc
Agent MLS ID K8000267
Office MLS ID K01211
Listing Data Updated Apr 28, 2026 9:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Palmer, MA

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