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40 Sawyer St, Gardner MA 01440

Gardner, MA 01440
$460,000
Est. $3,021/month
3
Beds
1.5
Baths
1,568
Sq Ft
$293
Price/Sq Ft
0.94
Acres
2003
Year Built
25
Days on Market
Pending Listed Feb 5, 2026 • MLS# 73474646 Copied!

About this home

Beautifully cared for and move-in ready. A thoughtfully designed layout offers seamless flow from room to room, enhanced by an abundance of natural light throughout. The main level features an open floor plan with a formal dining area and a generously sized living room—ideal for entertaining or relaxing with loved ones. The kitchen completes the first floor with stainless steel appliances, a center island, an oversized pantry, a convenient half bath, and a sliding glass door that leads to the back deck. Upstairs, you’ll find three comfortable bedrooms, including a primary bedroom with a walk-in closet, along with a full bathroom. The partially finished basement provides an excellent opportunity to create additional living space tailored to your needs. Situated on a private, fully fenced lot, this home offers the perfect balance of peaceful living and an entertainer’s backyard. This one won’t last—schedule your private showing today!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2003
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,568 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 2003
Living Area 1,568 sq ft
Lot Size 0.94 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Carpet, Laminate, Wood Laminate
Appliances Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features Internet Available - Unknown

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck - Composite, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck - Composite

Parking

Features Off Street, Unpaved
Total Spaces 2

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,943
Assessed Value $431,600

Interior Features

Flooring: Carpet, Laminate, Wood Laminate
Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Unknown
Windows: Insulated Windows
Basement: Full, Partially Finished, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 2003
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Composite, Fenced Yard
Patio & Porch: Deck - Composite
Fencing: Fenced
Other Structures:
Lot Features: Cleared, Gentle Sloping
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Unpaved

Location

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Neighborhood

40 Sawyer St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
2.0 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
H

High Schools

1 school
D
Gardner Academy for Learning and Technology
1.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $495
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Feb 18, 2026
Active → Active Under Contract
Pending Sale
Feb 17, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 5, 2026
$460,000
Original listing
Office: Berkshire Hathaway HomeServices Verani Realty Salem

Price & Status History

Date Event Price Change
Feb 18, 2026 Status: Active under contract $0
Feb 5, 2026 New Listing Added $460,000

Market Statistics

Days on Market
25 days
Price per Sq Ft
$293

Tax History

Year Taxes Assessment
2026 $5,943 $431,600

Financial Details

Annual Property Tax
$5,943
Tax Year 2026
Assessed Value
$431,600

Listing Information

Listing Agent Pamela Folan
Listing Office Berkshire Hathaway HomeServices Verani Realty Salem
Agent MLS ID CN234055
Office MLS ID AN7827
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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