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40 Charles St., Dracut MA 01826

Dracut, MA 01826
$529,900
Est. $3,206/month
3
Beds
1
Baths
1,066
Sq Ft
$497
Price/Sq Ft
0.25
Acres
1955
Year Built
3 hours 43 minutes
Time on Market
Active Open House Listed Mar 23, 2026 • MLS# 73490242 Copied!

About this home

A True Gem in Dracut! Nestled on a peaceful dead-end street and backing up to the scenic Dracut State Forest, this meticulously cared-for 3-bedroom, 1-bath Ranch offers the perfect blend of charm, comfort, and convenience. Built in 1955 and lovingly maintained, this classic home sits on a 1/4 acre lot and is ready for its next chapter. The thoughtful floor plan maximizes every inch of the 1066 sq. ft, while a partial finished basement provides fantastic bonus space. Recent updates mean the big-ticket items are already done: a new heat pump system for efficient year-round comfort, new gutters, and a roof 3 years old deliver true peace of mind. Tax-free New Hampshire shopping is a quick trip up the road, and Boston 45 minutes away — the best of both worlds. Showings begin at OH Sat 3/28 12-2pm.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
1
Living Area
1,066 sq ft
Total Rooms
5

Open House Schedule

28
Mar
Saturday, March 28
12:00 PM - 2:00 PM EDT
29
Mar
Sunday, March 29
12:00 PM - 2:00 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 1,066 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Heat Pump, Oil
Cooling Heat Pump
Flooring Wood, Vinyl, Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Bulkhead, Concrete
Laundry In Basement
Features Sun Room, Exercise Room, High Speed Internet

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Other
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Patio

Parking

Features Paved Drive, Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $3,916
Assessed Value $419,400

Interior Features

Flooring: Wood, Vinyl, Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Sun Room, Exercise Room, High Speed Internet
Windows:
Basement: Full, Partially Finished, Bulkhead, Concrete
Laundry: In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Heat Pump, Oil
Heating Zones: 1
Cooling: Heat Pump
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Other
Patio & Porch: Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

40 Charles St., Dracut MA 01826

Dracut, MA 01826

Walkability

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Nearby Schools

School District
Dracut School District local
C+
School Safety 2024-25
1.7% Average
1.7% Suspensions 1.8% In-School
3.8% below state avg
E

Elementary Schools

2 schools
B-
Brookside Elementary School
1.3 mi | #464 of 824 | Score: 45.7
Improved 61 spots from last year
-12.5 below state avg
487 students Diverse
Rising School Diverse Student Body
Grades PK-05
B
George H. Englesby Elementary School
1.5 mi | #395 of 824 | Score: 48.0
Improved 76 spots from last year
-10.2 below state avg
520 students Diverse
Rising School Diverse Student Body
Grades K-05
M

Middle Schools

1 school
B
Justus C. Richardson Middle School
1.3 mi | #172 of 352 | Score: 42.7
Improved 53 spots from last year
-15.5 below state avg
916 students Diverse
Rising School
Grades 06-08
H

High Schools

1 school
C+
Dracut Senior High School
1.4 mi | #223 of 346 | Score: 49.2
Dropped 61 spots from last year
-9 below state avg
792 students Diverse
17 sports • 1,364 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $326
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 23, 2026
$529,900
Original listing
Office: LAER Realty Partners

Price & Status History

Date Event Price Change
Mar 23, 2026 New Listing Added $529,900

Market Statistics

Time on Market
3 hours 43 minutes
Price per Sq Ft
$497

Tax History

Year Taxes Assessment
2025 $3,916 $419,400

Financial Details

Annual Property Tax
$3,916
Tax Year 2025
Assessed Value
$419,400

Listing Information

Listing Agent Diana Paquette
Listing Office LAER Realty Partners
Agent MLS ID G8000583
Office MLS ID AN1199
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Dracut, MA

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