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39-41 Cliff St, Fitchburg MA 01420

Fitchburg, MA 01420
$489,900
Est. $3,117/month
6
Beds
2
Baths
2,472
Sq Ft
$198
Price/Sq Ft
0.11
Acres
1910
Year Built
6 hours 16 minutes
Time on Market
Active Open House Listed Mar 6, 2026 • MLS# 73483538 Copied!

About this home

Recently renovated and full of opportunity, this well-maintained two-family home offers a flexible layout that works beautifully for both owner-occupants and investors. With both units delivered fully vacant, the next owner has the rare chance to choose their own tenants, set market rents, or live in one unit while generating income from the other. Each apartment features a spacious, updated kitchen with modern finishes, ample cabinet space, and room for everyday cooking and entertaining. The thoughtful renovations throughout the home provide a clean, fresh feel while maintaining a comfortable and practical layout. Large living areas create inviting spaces that are easy to furnish and enjoy. Both units offer two nicely sized bedrooms along with a third additional room that can easily function as a bedroom, guest space, or home office. With both units vacant and recent improvements already completed, this is a rare opportunity to own a turnkey multi-family property.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1910
Bedrooms
6
Full Bathrooms
2
Living Area
2,472 sq ft
Total Rooms
12
Stories
2
Levels
2

Open House Schedule

08
Mar
Sunday, March 8
11:00 AM - 1:00 PM EDT

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1910
Living Area 2,472 sq ft
Lot Size 0.11 acres
Bedrooms 6
Full Baths 2
Total Rooms 12

Interior

Heating Natural Gas, Electric
Cooling None
Flooring Wood
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access
Laundry None
Features Living Room, Dining Room, Kitchen, Laundry Room, Office/den

Exterior

Construction Frame
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,273
Assessed Value $390,300

Interior Features

Flooring: Wood
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Living Room, Dining Room, Kitchen, Laundry Room, Office/Den
Windows:
Basement: Full, Walk-Out Access
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Natural Gas, Electric
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Cleared
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Location

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Neighborhood

39-41 Cliff St, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

5 schools
St. Bernard Elementary School
0.7 mi
Grades PK-08
Applewild School
1.4 mi
Grades K-09
C-
South Street Early Learning Center
0.3 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
C
McKay Elementary School
1.4 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
1.9 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
M

Middle Schools

2 schools
D
Arthur M Longsjo Middle School
0.8 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
C
Memorial Middle School
0.9 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
1.9 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
Notre Dame Preparatory High School
0.3 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.5 mi
Grades 09-12
C-
Goodrich Academy
0.7 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
3.2 mi | #255 of 346 | Score: 45.8
Improved 37 spots from last year
-12.4 below state avg
1,220 students Diverse
15 sports • 1,110 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Montachusett Regional Vocational Technical School
3.5 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
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Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $439
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 6, 2026
$489,900
Original listing
Agent: Kayla Nault Office: Central Mass Real Estate

Price & Status History

Date Event Price Change
Mar 6, 2026 New Listing Added $489,900

Market Statistics

Time on Market
6 hours 16 minutes
Price per Sq Ft
$198

Tax History

Year Taxes Assessment
2025 $5,273 $390,300

Financial Details

Annual Property Tax
$5,273
Tax Year 2025
Assessed Value
$390,300

Listing Information

Listing Agent Kayla Nault
Listing Office Central Mass Real Estate
Agent MLS ID CN200349
Office MLS ID H80011
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Fitchburg, MA

Real-time market trends and pricing data for this area

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