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38 Foster Ct, Gardner MA 01440

Gardner, MA 01440
$485,000
Est. $3,179/month
3
Beds
1.5
Baths
1,768
Sq Ft
$274
Price/Sq Ft
0.92
Acres
2005
Year Built
14 hours 11 minutes
Time on Market
Active Listed Apr 1, 2026 • MLS# 73494656 Copied!

About this home

MAJOR NEW UPGRADES - Experience the perfect blend of high end renovation and eco conscious living in this stunning 3 bedroom, 2 bathroom home with plenty of parking including a 2 car garage. Fully reimagined for 2026, this completely green residence features a brand new roof with high efficiency solar panels and a state of the art mini split system, offering whisper quiet climate control and significant energy savings. The interior shines with a modern kitchen anchored by a sleek new sink, leading seamlessly to a new back deck designed for morning coffee or evening entertaining. As a welcoming gesture, the new premium deck furniture and grill is included as a gift to the new owners. Situated minutes from Route 2 and the natural beauty of Dunn State Park, this home offers a rare opportunity to enjoy a fully updated, future proof lifestyle in a prime Gardner location.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2005
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,768 sq ft
Total Rooms
6

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 2005
Living Area 1,768 sq ft
Lot Size 0.92 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Heat Pump, Active Solar, Ductless
Cooling Active Solar, Ductless
Flooring Carpet, Hardwood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Partial, Garage Access, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Under, Paved Drive
Total Spaces 6

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,916
Assessed Value $412,000
HOA Yes
HOA Fee $400
HOA Frequency Annually

Interior Features

Flooring: Carpet, Hardwood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Windows:
Basement: Partial, Garage Access, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Colonial
Year Built: 2005
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Heat Pump, Active Solar, Ductless
Cooling: Active Solar, Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Under, Paved Drive

Location

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Neighborhood

38 Foster Ct, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.0 mi
Grades K-08
C-
Gardner Elementary School
0.6 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.9 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.0 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $493
Homeowners Insurance $200
HOA Fee $33/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 1, 2026
$485,000
Original listing
Agent: Matthew Trainor Office: Keller Williams Realty Evolution

Price & Status History

Date Event Price Change
Apr 1, 2026 New Listing Added $485,000

Market Statistics

Time on Market
14 hours 11 minutes
Price per Sq Ft
$274

Tax History

Year Taxes Assessment
2025 $5,916 $412,000

Financial Details

Annual Property Tax
$5,916
Tax Year 2025
HOA Fee
$400
Annually
Assessed Value
$412,000

Listing Information

Listing Agent Matthew Trainor
Listing Office Keller Williams Realty Evolution
Agent MLS ID CN240075
Office MLS ID C95098
Listing Data Updated Apr 2, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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