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345 Harvard St # 1E, Cambridge MA 02138

Cambridge, MA 02138
$758,000
Est. $5,168/month
2
Beds
1.5
Baths
856
Sq Ft
$886
Price/Sq Ft
1964
Year Built
13
Days on Market
Pending Listed Apr 8, 2026 • MLS# 73497954 Copied!

About this home

Extremely well-located 2-bedroom, 1.5-bath condo in the heart of Mid-Cambridge, just 0.3 miles to Harvard Sq and 0.6 miles to Central Sq. Set in a professionally managed elevator building, this home features oversized sliding-door windows that fill the space with natural light and open to an expansive private balcony. The open-concept living/dining area offers HW floors throughout and seamless indoor-outdoor flow - perfect for relaxing or entertaining. The modern kitchen is equipped with a full suite of appliances including fridge, stove, dishwasher, and microwave. The spacious primary bedroom includes an ensuite bath, while the second bedroom works equally well as a guest room or home office. A convenient powder room sits just off the main living area. Additional highlights include covered deeded carport parking, bike storage, dedicated basement storage, and coin-operated laundry. A rare combination of location, light, and livability in one of Cambridge’s most desirable neighborhoods.

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Public Records

Current Owner

Owner SACCARDI, THOMAS A &
Mailing Address 345 HARVARD ST UNIT 3D & 3E, CAMBRIDGE, MA, 02138

Land Use

Use Code 102
Description Condominium
Style APARTMENT

Tax Information

Assessed Value $669,700
Tax Rate $5.86 per $1,000
Base Tax $3,924
CPA Surcharge 3% ($100)
Estimated Annual Tax $4,025

Assessment History

Year Land Building Total Change
FY2026 $0 $669,700 $669,700

Sale History

Date Price Book/Page
Nov 4, 2024 $1 83435/0001
Jan 11, 2024 $1,675,000 82388/0546
Sep 22, 2022 $10 80744/0282
Sep 30, 2021 $800,000 78815/0185
May 10, 2021 $845,000 77735/0048
Sep 2, 2020 $802,500 75516/0054
Jun 30, 2020 $850,000 75012/0382
May 31, 2018 $725,000 71089/0228
Apr 26, 2018 $10 70923/0114
Jan 12, 2018 $1 70503/0021
Jun 22, 2017 $705,000 69474/0320
May 15, 2017 $645,000 69278/0115
Sep 8, 2016 $640,000 67980/0153
Aug 19, 2016 $650,000 67844/0176
May 13, 2016 $1 67250/0553
Jan 30, 2015 $589,000 64862/0097
Aug 4, 2014 $100 64027/0131
Oct 12, 2012 $470,000 60229/0428
Sep 14, 2012 $10 59998/0304
Jan 27, 2012 $725,000 58369/0307
Jul 23, 2008 $442,500 51474/0231
Jun 2, 2008 $427,500 51252/0324
Apr 1, 2008 $405,000 50969/0425
Jul 30, 2007 $410,000 49859/0401
Oct 29, 2003 $5,346,000 41309/0413

Municipal Context: CAMBRIDGE

Median Home Value $925,000
Avg SF Tax Bill $8,175
Residential Tax Rate $5.86/1000
CPA Surcharge 3%
County Middlesex

Property Data Comparison

Field Assessor MLS Match
Sqft 856 856
Year built 1,964 1,964
Match: address_condo (90.0% confidence) · Data as of Mar 8, 2026

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1964
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
856 sq ft
Total Rooms
5
Stories
1
Entry Level
1

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1964
Living Area 856 sq ft
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Baseboard
Cooling Wall Unit(s)
Flooring Wood
Appliances Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer
Fireplace None
Basement Y
Laundry Common Area, In Building
Features None

Exterior

Construction None
Architecture None
Roof Rubber
Features Balcony
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Carport, Deeded
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,050
Assessed Value $795,300

Interior Features

Flooring: Wood
Appliances: Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer
Interior Features:
Windows:
Basement: Y
Laundry: Common Area, In Building
Security: Intercom, TV Monitor

Construction & Materials

Year Built: 1964
Structure Type: Mid-Rise
Exterior Materials:
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard
Heating Zones: 1
Cooling: Wall Unit(s)
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 1
Parking Features: Carport, Deeded

Location

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Neighborhood

345 Harvard St # 1E, Cambridge MA 02138

Cambridge, MA 02138

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
C
Prospect Hill Academy Charter School
0.5 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
0.6 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
St. Peter Elementary School
1.2 mi
Grades PK-08
Shady Hill School
1.5 mi
Grades PK-08
Cambridge Montessori School
1.5 mi
Grades PK-06
Cambridge Friends School
1.6 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.8 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.4 mi
Grades 01-12
Fayerweather Street School
2.7 mi
Grades PK-08
A
John M Tobin School
0.3 mi | #137 of 824 | Score: 57.4
Dropped 34 spots from last year
-0.8 below state avg
291 students Very Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.7 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.4 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
0.9 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.2 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
1.7 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
0.6 mi
Grades 07-12
NuVu Innovation School
0.7 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.3 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator

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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $421
Homeowners Insurance $200
HOA Fee $715/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

14.2%
Price Range
1
Previous Sales

Property Timeline

📋
Status: Active under contract
Apr 14, 2026
Active → Active Under Contract
Pending Sale
Apr 13, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Apr 8, 2026
$758,000
Original listing
Agent: Sage Jankowitz Office: Cambridge Sage Inc.
Previous Transaction - MLS #72027942
Full transaction history available when tracking began
🏷️
Previously Sold
Aug 19, 2016
$650,000
MLS #72027942

Price & Status History

Date Event Price Change
Apr 14, 2026 Status: Active under contract $0
Apr 8, 2026 New Listing Added $758,000
Aug 19, 2016 Sold $650,000

Market Statistics

Days on Market
13 days
Price per Sq Ft
$886

Tax History

Year Taxes Assessment
2025 $5,050 $795,300

Financial Details

Annual Property Tax
$5,050
Tax Year 2025
HOA Fee
$715
Monthly
Assessed Value
$795,300

Listing Information

Listing Agent Sage Jankowitz
Listing Office Cambridge Sage Inc.
Agent MLS ID CN231626
Office MLS ID AN8801
Listing Data Updated Apr 22, 2026 10:31 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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