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342 Cathy St, Fitchburg MA 01420

Fitchburg, MA 01420
$415,000
Est. $2,735/month
3
Beds
1.5
Baths
1,254
Sq Ft
$331
Price/Sq Ft
0.34
Acres
1967
Year Built
5
Days on Market
Pending Listed Feb 18, 2026 • MLS# 73478489 Copied!

About this home

Beautiful 3-bedroom,1.5-bath Cape nestled in one of the area’s most sought-after neighborhoods. This home offers the perfect combination of warmth, space, & functionality. Gleaming hardwood floors throughout & a bright, open-concept layout ideal for both everyday living & entertaining. The partially vaulted ceiling adds architectural interest & an airy feel to the main living space, creating a warm yet spacious atmosphere.The standout loft-style primary bedroom offers a unique retreat w/elevated views of the living area below, providing both privacy & charm. Two additional bedrooms offer flexibility for guests, a home office, or growing households. The partially finished basement expands your living space—perfect for a family room, workout area, playroom, or hobby space—while still offering additional storage options. Outside, enjoy a beautiful, flat backyard ideal for gatherings, gardening, or relaxing evenings. The detached one-car garage provides convenience & additional storage.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1967
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,254 sq ft
Total Rooms
5

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1967
Living Area 1,254 sq ft
Lot Size 0.34 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Baseboard, Electric Baseboard, Natural Gas, Wood Stove
Cooling Ductless
Flooring Wood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Partially Finished, Sump Pump, Concrete
Laundry In Basement, Electric Dryer Hookup
Features Bonus Room, Internet Available - Unknown

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 5

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer

Financial

Annual Tax $5,238
Assessed Value $387,700

Interior Features

Flooring: Wood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bonus Room, Internet Available - Unknown
Windows: Insulated Windows
Basement: Full, Partially Finished, Sump Pump, Concrete
Laundry: In Basement, Electric Dryer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1967
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Electric Baseboard, Natural Gas, Wood Stove
Cooling: Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Detached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Shopping, Walk/Jog Trails, Golf, Medical Facility, Highway Access, Public School

Location

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Neighborhood

342 Cathy St, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

2 schools
C
Reingold Elementary School
1.1 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
C-
South Street Early Learning Center
1.7 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
M

Middle Schools

1 school
C
Memorial Middle School
1.2 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

2 schools
Notre Dame Preparatory High School
1.8 mi
Grades 09-12
A
Montachusett Regional Vocational Technical School
1.9 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $437
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Feb 24, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 18, 2026
$415,000
Original listing
Agent: TOPP Realtors Office: OWN IT

Price & Status History

Date Event Price Change
Feb 18, 2026 New Listing Added $415,000

Market Statistics

Days on Market
5 days
Price per Sq Ft
$331

Tax History

Year Taxes Assessment
2025 $5,238 $387,700

Financial Details

Annual Property Tax
$5,238
Tax Year 2025
Assessed Value
$387,700

Listing Information

Listing Agent TOPP Realtors
Listing Office OWN IT
Agent MLS ID TM336460
Office MLS ID AN9012
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Fitchburg, MA

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