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318 Charles Street, Fitchburg MA 01420

Fitchburg, MA 01420 • Fitchburg
$579,000
Est. $3,630/month
5
Beds
3
Baths
2,348
Sq Ft
$247
Price/Sq Ft
1.56
Acres
1900
Year Built
3 Family
Type
6 hours 8 minutes
Time on Market
Active Open House Listed Mar 19, 2026 • MLS# 73488715 Copied!

About this home

Turnkey 3-family property on 1.5 acres offers strong rental potential on a quiet dead-end street. All three units have been refreshed with new flooring throughout, fresh paint, new stainless steel range ovens in each unit, and two brand-new water heaters. The property features two 1-bedroom, 1-bath units on the first level and a spacious 3-bedroom, 1-bath unit on the second level, providing excellent income potential. Whether you’re an owner-occupant looking to offset your mortgage or a buy-and-hold investor, this property presents a great opportunity. Additional highlights include a detached two-car garage. Conveniently located near Fitchburg State University, the commuter rail, downtown shops and restaurants, and Route 2, the property is well positioned for strong rental demand and long-term value.

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Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
3
Living Area
2,348 sq ft
Total Rooms
14
Stories
3
Levels
3

Open House Schedule

20
Mar
Friday, March 20
11:00 AM - 12:30 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 2,348 sq ft
Lot Size 1.56 acres
Bedrooms 5
Full Baths 3
Total Rooms 14

Interior

Heating Electric
Cooling None
Flooring Vinyl, Carpet
Appliances Range
Fireplace None
Basement Unfinished
Laundry None
Features Living Room, Dining Room, Kitchen

Exterior

Construction Frame
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Enclosed

Parking

Garage Spaces 2
Has Garage Yes
Features Off Street, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $6,024
Assessed Value $443,300

Interior Features

Flooring: Vinyl, Carpet
Appliances: Range
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Electric
Cooling: None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Enclosed
Fencing:
Other Structures:
Lot Features: Cleared, Gentle Sloping
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Off Street, Paved

Location

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Neighborhood

Fitchburg

318 Charles Street, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School District
Fitchburg School District local
C+
⚠ School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
↑ 2.6% above state avg
E

Elementary Schools

5 schools
Applewild School
1.0 mi
Grades K-09
St. Bernard Elementary School
1.4 mi
Grades PK-08
C-
South Street Early Learning Center
0.8 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
C
Reingold Elementary School
1.3 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
C
McKay Elementary School
1.4 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
M

Middle Schools

2 schools
D
Arthur M Longsjo Middle School
0.6 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
C
Memorial Middle School
0.6 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
1.6 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
Notre Dame Preparatory High School
0.5 mi
Grades 09-12
St. Bernard's Central Catholic High School
1.2 mi
Grades 09-12
C-
Goodrich Academy
1.3 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
2.9 mi | #255 of 346 | Score: 45.8
Improved 37 spots from last year
-12.4 below state avg
1,220 students Diverse
15 sports • 1,110 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Montachusett Regional Vocational Technical School
2.9 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $502
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 19, 2026
$579,000
Original listing
Agent: VIP Group Office: Moor Realty Group

Price & Status History

Date Event Price Change
Mar 19, 2026 New Listing Added $579,000 —

Market Statistics

Time on Market
6 hours 8 minutes
Price per Sq Ft
$247

Tax History

Year Taxes Assessment
2026 $6,024 $443,300

Financial Details

Annual Property Tax
$6,024
Tax Year 2026
Assessed Value
$443,300

Listing Information

Listing Agent VIP Group
Listing Office Moor Realty Group
Agent MLS ID TM359363
Office MLS ID AN1237
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Fitchburg, MA

Real-time market trends and pricing data for this area

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