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3121-3123 Main St, Palmer MA 01069

Palmer, MA 01069
$323,000
Est. $2,284/month
6
Beds
2
Baths
2,852
Sq Ft
$113
Price/Sq Ft
0.27
Acres
1880
Year Built
2 Family - 2 Units Side by Side
Type
85
Days on Market
Pending Price Drop -$25,000 Listed Sep 25, 2025 • MLS# 73435703 Copied!

About this home

Well-maintained two-family in Palmer! Excellent opportunity for investors or multigenerational living! Property offers great rental income potential with flexible living arrangements to suit a variety of needs. Whether looking to offset your mortgage with rental income, create an in-law setup, or for extended family, this home delivers versatility and value. Conveniently located in the heart of town, it’s a great investment and a welcoming place to call home. Enclosed porch w/ separate entrances leads to units featuring formal living & dining rooms, bay windows, gleaming hardwoods, and stunning woodwork w/ crown molding. Each unit offers 3 spacious bedrooms; main bedroom includes walk-in closet. Long-term tenant (27yrs, per Seller). Unused attic offers expansion potential w/ space for 3 additional rooms.Seller states the following updates: LowerRoof/ Gutters (2019) Upper Roof (2020), #3121 Bathroom Reno (2017), #3123 Shower and Toilet (2017) & Storm Door 2019. Don't miss your chance!

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1880
Bedrooms
6
Full Bathrooms
2
Living Area
2,852 sq ft
Total Rooms
12
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1880
Living Area 2,852 sq ft
Lot Size 0.27 acres
Bedrooms 6
Full Baths 2
Total Rooms 12

Interior

Heating Steam, Oil
Cooling Window Unit(s)
Flooring Tile, Laminate, Hardwood
Appliances Range, Refrigerator
Fireplace None
Basement Full, Walk-out Access, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Walk-up Attic, Crown Molding, Walk-in Closet(s), Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Mudroom, Sunroom

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed

Parking

Features Common

Utilities

Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,406
Assessed Value $284,700

Interior Features

Flooring: Tile, Laminate, Hardwood
Appliances: Range, Refrigerator
Interior Features: Ceiling Fan(s), Walk-Up Attic, Crown Molding, Walk-In Closet(s), Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Mudroom, Sunroom
Windows: Box/Bay/Bow Window(s)
Basement: Full, Walk-Out Access, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Steam, Oil
Cooling: Window Unit(s)
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Cleared, Gentle Sloping
Road Surface: Paved

Parking & Garage

Parking Features: Common

Special Features

View: Yes
View Type: City View(s)
Community Amenities: Public Transportation, Shopping, Highway Access, Public School, Sidewalks

Location

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Neighborhood

3121-3123 Main St, Palmer MA 01069

Palmer, MA 01069

Walkability

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Nearby Schools

School District
Palmer School District local
C+
⚠ School Safety 2024-25
6.6% Average discipline rate
5.7% Suspensions 0.5% In-School 0.9% Emergency
↑ 1.1% above state avg
E

Elementary Schools

1 school
C-
Old Mill Pond School
2.1 mi | #960 of 1,078 | Score: 48.9
-9.3 below state avg
677 students Moderate
Grades PK-06
H

High Schools

2 schools
A-
Palmer High School
2.1 mi | #180 of 623 | Score: 71.1
+12.9 above state avg
416 students Moderate
Rising School College Ready Curriculum
Grades 07-12
B-
Pathfinder Regional Vocational-Technical High School
2.0 mi | #319 of 623 | Score: 63.8
+5.6 above state avg
660 students Less Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $451
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

⏳
Pending Sale
Nov 30, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Sep 25, 2025
$323,000
Original listing
Agent: Team Cuoco Office: Cuoco & Co. Real Estate
🏠
Listed for Sale
Sep 25, 2025
$323,000
Original listing
Agent: Team Cuoco Office: Cuoco & Co. Real Estate

Price & Status History

Date Event Price Change
Sep 25, 2025 New Listing Added $323,000 —
Sep 25, 2025 New Listing Added $323,000 —

Market Statistics

Days on Market
85 days
Price per Sq Ft
$113
Total Price Drop
-$25,000

Tax History

Year Taxes Assessment
2025 $5,406 $284,700

Financial Details

Annual Property Tax
$5,406
Tax Year 2025
Assessed Value
$284,700

Listing Information

Listing Agent Team Cuoco
Listing Office Cuoco & Co. Real Estate
Agent MLS ID TM320785
Office MLS ID AN8868

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Market Analytics for Palmer, MA

Real-time market trends and pricing data for this area

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