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31 Water St, Saugus MA 01906

Saugus, MA 01906 • North Saugus
$985,000
Est. $5,779/month
4
Beds
3
Baths
2,408
Sq Ft
$409
Price/Sq Ft
0.29
Acres
1950
Year Built
5 hours 27 minutes
Time on Market
Active Listed Mar 30, 2026 • MLS# 73493705 Copied!

About this home

This exceptional home is thoughtfully designed and seamlessly integrated. A 2020 addition transforms this classic Cape into a spacious and versatile residence, with 4 beds and 3 full baths which is ideal for extended living. An open-concept chef’s kitchen flows into flexible living and entertaining spaces. The private primary suite occupies its own wing and features two walk-in closets, a cozy gas fireplace, and a spa-inspired bath with a double vanity, oversized walk-in shower, and two-person soaking tub. Another separate wing offers 3 additional bedrooms and a full bath, and another full bath on the main level adds convenience. A two-car garage leads to dramatic two-story foyer and access to the main living areas. An expansive basement includes workbenches, abundant storage and utilities. Other features include propane heating with option to convert to natural gas and office space. Near I-95/Rt1, shopping, walk to BH Res. and public golf, this home offers convenience and recreation.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
4
Full Bathrooms
3
Living Area
2,408 sq ft
Total Rooms
8

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 2,408 sq ft
Lot Size 0.29 acres
Bedrooms 4
Full Baths 3
Total Rooms 8

Interior

Heating Forced Air, Electric, Propane
Cooling Central Air, Heat Pump, Ductless
Flooring Wood, Carpet, Concrete, Laminate, Flooring - Wood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator, Washer, Dryer, Other
Fireplace Living Room
Fireplaces 2
Basement Full, Walk-out Access, Interior Entry, Concrete
Laundry Bathroom - 3/4, First Floor
Features Cathedral Ceiling(s), Vaulted Ceiling(s), Closet, Vestibule, Recessed Lighting, Lighting - Pendant, Center Hall, Home Office-separate Entry, Foyer, Wired For Sound, Other

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Deck, Deck - Wood, Rain Gutters, Sprinkler System, Screens, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck, Deck - Wood

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Paved
Total Spaces 8

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,177
Assessed Value $672,000

Interior Features

Flooring: Wood, Carpet, Concrete, Laminate, Flooring - Wood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator, Washer, Dryer, Other
Interior Features: Cathedral Ceiling(s), Vaulted Ceiling(s), Closet, Vestibule, Recessed Lighting, Lighting - Pendant, Center Hall, Home Office-Separate Entry, Foyer, Wired for Sound, Other
Windows: Skylight(s), Skylight, Insulated Windows, Screens
Basement: Full, Walk-Out Access, Interior Entry, Concrete
Laundry: Bathroom - 3/4, First Floor
Security:

Construction & Materials

Style: Cape
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Electric, Propane
Heating Zones: 3
Cooling: Central Air, Heat Pump, Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Wood, Rain Gutters, Sprinkler System, Screens, Fenced Yard
Patio & Porch: Porch, Deck, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures: Workshop
Lot Features: Cleared, Gentle Sloping, Sloped
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Paved

Special Features

Fireplaces: 2
Fireplace Type: Living Room
Community Amenities: Shopping, Park, Walk/Jog Trails, Golf, Conservation Area, Highway Access, House of Worship

Location

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Neighborhood

North Saugus

31 Water St, Saugus MA 01906

Saugus, MA 01906

Walkability

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Nearby Schools

School District
Saugus School District local
B
School Safety 2024-25
4.9% Above Average
4.5% Suspensions 1.0% In-School 0.4% Emergency
0.6% below state avg
E

Elementary Schools

3 schools
A
Pioneer Charter School of Science II
2.1 mi | #42 of 346 | Score: 68.2
Improved 10 spots from last year
+10 above state avg
621 students Very Diverse
Strong AP Program High Graduation Rate College Ready Curriculum Diverse Student Body
Grades K-12
A-
Belmonte STEAM Academy
2.6 mi | #4 of 12 | Score: 45.6
Improved 616 spots from last year
-12.6 below state avg
814 students Diverse
Rising School Diverse Student Body
Grades 02-05
Veterans Early Learning Center
3.0 mi
501 students Diverse
Diverse Student Body
Grades PK-01
M

Middle Schools

1 school
C+
Saugus Middle School
2.3 mi | #248 of 352 | Score: 36.3
Improved 63 spots from last year
-21.9 below state avg
616 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

1 school
C
Saugus High School
2.3 mi | #260 of 346 | Score: 45.6
Improved 8 spots from last year
-12.6 below state avg
744 students Diverse
17 sports • 972 athletes
College Ready Curriculum Strong Athletics Diverse Student Body
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $598
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Mar 31, 2026
New showing requirements
🏠
Listed for Sale
Mar 30, 2026
$985,000
Original listing
Agent: Brian Tierney Office: Rondeau/Tierney Real Estate, LLC

Price & Status History

Date Event Price Change
Mar 30, 2026 New Listing Added $985,000

Market Statistics

Time on Market
5 hours 27 minutes
Price per Sq Ft
$409

Tax History

Year Taxes Assessment
2025 $7,177 $672,000

Financial Details

Annual Property Tax
$7,177
Tax Year 2025
Assessed Value
$672,000

Listing Information

Listing Agent Brian Tierney
Listing Office Rondeau/Tierney Real Estate, LLC
Agent MLS ID BB801906
Office MLS ID AC1377
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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