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31 Garfield, Lawrence MA 01843

Lawrence, MA 01843
$649,900
Est. $3,951/month
0.15
Acres
2010
Year Built
5 hours 17 minutes
Time on Market
Active Listed Mar 20, 2026 • MLS# 73489575 Copied!

About this home

Attention 203(k) buyer — a savvy homebuyer or owner-occupant ready to take advantage of an affordable down payment (3.5% down) and convert this promising property into a beautiful two-family home. Located at 31 Garfield Street, recently subdivided from the original dual-building parcel (formerly Buildings 31 & 33). Built in 2010 and well maintained, the structure is in very good shape, and strong “bones.” Zoning Board approval already secured for redevelopment into a two-family dwelling — plus a spacious garage with potential for expansion. Imagine two residential units plus a large garage suitable for a home-shop or protected tandem parking for two cars. Off-street parking is abundant. For contractors, owner-occupants, or those looking to add value, this is a rare opportunity. With the right vision and a 203(k) rehab loan to bundle purchase + renovation — this unit offers remarkable upside. Reach out to schedule a walkthrough and explore the possibilities for this value add gem.

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Property Overview

Listing Type
Commercial Sale
Year Built
2010

Facts & Features

Home Facts

Type Commercial Sale
Year Built 2010
Lot Size 0.15 acres

Interior

Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof Asphalt/composition Shingles, Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $5,571

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 2010
Structure Type:
Exterior Materials:
Roof: Asphalt/Composition Shingles, Shingle
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Location

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Neighborhood

31 Garfield, Lawrence MA 01843

Lawrence, MA 01843

Walkability

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Nearby Schools

School District
Lawrence School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
14% 4-Year 23% 2-Year 3% Out of State 2% Working
School Safety 2024-25
2.2% Average
2.2% Suspensions 1.1% In-School
3.3% below state avg
E

Elementary Schools

10 schools
Lawrence Catholic Academy
0.4 mi
Grades PK-08
CLASS, Inc.
0.5 mi
Grades K-12
C+
Emily G Wetherbee School
0.5 mi | #235 of 352 | Score: 37.5
Improved 66 spots from last year
-20.7 below state avg
480 students Less Diverse
Rising School
Grades K-08
B+
Community Day Charter Public School
1.3 mi | #125 of 352 | Score: 46.9
Dropped 12 spots from last year
-11.3 below state avg
1,200 students Less Diverse
Grades PK-08
F
School for Exceptional Studies
1.3 mi | #343 of 346 | Score: 17.7
Improved 40 spots from last year
-40.5 below state avg
118 students Less Diverse
Rising School
Grades PK-12
C
Lawrence Family Development Charter School
1.4 mi | #254 of 352 | Score: 36.0
Dropped 53 spots from last year
-22.3 below state avg
899 students Less Diverse
Strong Attendance
Grades PK-08
John Breen School
0.5 mi
262 students Less Diverse
Grades PK-K
C
South Lawrence East Elementary School
0.5 mi | #627 of 824 | Score: 39.4
Improved 13 spots from last year
-18.8 below state avg
666 students Less Diverse
Grades 01-05
C
Robert Frost School
0.8 mi | #602 of 824 | Score: 40.8
Dropped 33 spots from last year
-17.4 below state avg
568 students Less Diverse
Grades K-04
James F Hennessey School
1.1 mi
300 students Less Diverse
Grades PK-02
M

Middle Schools

9 schools
B+
Spark Academy
0.5 mi | #6 of 16 | Score: 35.8
Improved 270 spots from last year
-22.5 below state avg
443 students Less Diverse
Rising School
Grades 05-08
C-
Frost Middle School
0.8 mi | #297 of 352 | Score: 31.7
Improved 28 spots from last year
-26.5 below state avg
508 students Less Diverse
Rising School
Grades 05-08
Esperanza Academy
1.1 mi
Grades 05-06
C-
Guilmette Middle School
1.1 mi | #294 of 352 | Score: 31.8
Dropped 12 spots from last year
-26.4 below state avg
457 students Less Diverse
Grades 05-08
Blessed Stephen Bellesini O.S.A. Academy
1.3 mi
Grades 05-08
F
Oliver Middle School
1.3 mi | #346 of 352 | Score: 24.3
Dropped 28 spots from last year
-33.9 below state avg
348 students Less Diverse
Grades 05-08
D
Alexander B Bruce School
1.4 mi | #331 of 352 | Score: 27.7
Dropped 7 spots from last year
-30.5 below state avg
462 students Less Diverse
Grades 03-08
D
Arlington Middle School
1.9 mi | #325 of 352 | Score: 28.8
Improved 24 spots from last year
-29.4 below state avg
543 students Less Diverse
Rising School
Grades 05-08
C-
Parthum Middle School
1.9 mi | #285 of 352 | Score: 32.8
Dropped 7 spots from last year
-25.4 below state avg
585 students Less Diverse
Grades 05-08
H

High Schools

5 schools
B-
RISE Academy
1.2 mi | #223 of 346 | Score: 66.7
Same rank as last year
74 students Less Diverse
College Ready Curriculum
Grades 06-12
C
Lawrence High School
0.4 mi | #270 of 346 | Score: 44.4
Improved 37 spots from last year
-13.8 below state avg
3,453 students Less Diverse
13 sports • 1,440 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
B
High School Learning Center
0.5 mi | #172 of 346 | Score: 71.1
Same rank as last year
198 students Less Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
B
Phoenix Academy Public Charter High School, Lawrence
1.1 mi | #182 of 346 | Score: 69.9
Same rank as last year
140 students Moderate
Career Tech Programs College Ready Curriculum
Grades 09-12
Central Catholic High School
1.5 mi
21 sports • 2,718 athletes
Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $464
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 20, 2026
$649,900
Original listing
Agent: Jose Frias Office: Realty ONE Group Nest

Price & Status History

Date Event Price Change
Mar 20, 2026 New Listing Added $649,900

Market Statistics

Time on Market
5 hours 17 minutes
Price per Sq Ft
$—

Tax History

Year Taxes Assessment
2025 $5,571

Financial Details

Annual Property Tax
$5,571
Tax Year 2025

Listing Information

Listing Agent Jose Frias
Listing Office Realty ONE Group Nest
Agent MLS ID CN207589
Office MLS ID AN7014
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lawrence, MA

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