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3 Payson St, Worcester MA 01607

Worcester, MA 01607
$375,000
Est. $2,427/month
3
Beds
2
Baths
1,496
Sq Ft
$251
Price/Sq Ft
0.07
Acres
1986
Year Built
Single Family Residence
Type
7 hours 13 minutes
Time on Market
Active Listed Mar 9, 2026 • MLS# 73484060 Copied!

About this home

Turn the key & feel instantly at home here at 3 Payson Street! This beautifully-maintained Worcester home offers everything you're looking for. A bright living room welcomes you in, while the kitchen truly anchors the home w/ upgraded cabinetry & a center island, ready for special meals & memories. The family room is a standout feature, w/ cathedral ceilings, its own ductless mini-split, & direct exterior access — an airy yet cozy space that adapts to your lifestyle. The 1st floor bathroom has been recently remodeled, & a 2nd full bath upstairs adds convenience. Three great-sized bedrooms on the 2nd level offer ample space, closets & ceiling fans, while the basement includes a versatile bonus room perfect for a home office, gym, or extra living space! Ductless mini-splits offer efficient year-round comfort. Enjoy a spacious backyard & cozy deck, all just minutes to downtown Worcester w/ easy access to I-290, Rt. 9, Rt. 20, & the Mass Pike. Start your next chapter here!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1986
Bedrooms
3
Full Bathrooms
2
Living Area
1,496 sq ft
Total Rooms
7

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1986
Living Area 1,496 sq ft
Lot Size 0.07 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Electric, Ductless
Cooling Ductless
Flooring Wood, Tile, Vinyl, Flooring - Wall To Wall Carpet
Appliances Electric Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Ceiling Fan(s), Bonus Room

Exterior

Construction Frame
Architecture Other (see Remarks)
Roof Shingle
Features Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, For Electric Dryer

Financial

Annual Tax $3,974
Assessed Value $301,300

Interior Features

Flooring: Wood, Tile, Vinyl, Flooring - Wall to Wall Carpet
Appliances: Electric Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Ceiling Fan(s), Bonus Room
Windows: Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Other (See Remarks)
Year Built: 1986
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric, Ductless
Heating Zones: 7
Cooling: Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

3 Payson St, Worcester MA 01607

Worcester, MA 01607

Walkability

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Nearby Schools

School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
⚠ School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
↓ 1.4% below state avg
E

Elementary Schools

10 schools
D
Vernon Hill School
0.3 mi | #787 of 824 | Score: 29.4
Dropped 44 spots from last year
-28.8 below state avg
525 students Diverse
Diverse Student Body
Grades PK-06
F
Quinsigamond School
0.5 mi | #797 of 824 | Score: 28.9
Dropped 59 spots from last year
-29.3 below state avg
738 students Diverse
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
0.8 mi | #289 of 352 | Score: 32.5
Improved 43 spots from last year
-25.7 below state avg
666 students Diverse
Rising School
Grades K-08
F
Union Hill School
0.8 mi | #815 of 824 | Score: 25.3
Dropped 19 spots from last year
-33 below state avg
377 students Diverse
Grades K-06
F
Grafton Street School
1.2 mi | #795 of 824 | Score: 29.1
Improved 4 spots from last year
-29.1 below state avg
386 students Diverse
Diverse Student Body
Grades K-06
C-
Canterbury School
1.2 mi | #745 of 824 | Score: 32.7
Improved 64 spots from last year
-25.5 below state avg
329 students Diverse
Rising School
Grades PK-06
D
Worcester Cultural Academy Charter Public School
1.3 mi | #786 of 824 | Score: 29.4
Improved 49 spots from last year
-28.8 below state avg
194 students Diverse
Rising School Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
1.4 mi | #691 of 824 | Score: 36.2
Dropped 136 spots from last year
-22 below state avg
367 students Diverse
Diverse Student Body
Grades PK-06
C-
Goddard School/Science Technical
1.6 mi | #703 of 824 | Score: 35.5
Improved 17 spots from last year
-22.7 below state avg
359 students Diverse
Grades PK-06
F
Chandler Elementary Community School
1.6 mi | #805 of 824 | Score: 26.6
Dropped 59 spots from last year
-31.6 below state avg
402 students Diverse
Grades K-06
M

Middle Schools

6 schools
The Nativity School of Worcester
2.4 mi
Grades 05-08
Worcester SDA School
3.9 mi
Grades 01-08
C-
Worcester East Middle School
1.1 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
B
Sullivan Middle School
3.4 mi | #157 of 352 | Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students Diverse
Rising School Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
3.4 mi | #229 of 352 | Score: 38.3
Improved 91 spots from last year
-19.9 below state avg
839 students Diverse
Rising School Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
4.0 mi | #233 of 352 | Score: 37.9
Improved 48 spots from last year
-20.3 below state avg
720 students Diverse
Rising School Diverse Student Body
Grades 07-08
H

High Schools

10 schools
Saint Paul Diocesan Junior/Senior High School
0.6 mi
Grades 07-12
Worcester Alternative High School
0.8 mi
36 students Diverse
Grades 07-12
Worcester Academy
0.8 mi
Grades 06-12
B+
Claremont Academy
1.5 mi | #9 of 25 | Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
C-
University Park Campus School
1.6 mi | #290 of 346 | Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students Diverse
Early College Program High Graduation Rate College Ready Curriculum Strong Attendance
Grades 07-12
Notre Dame Academy
3.4 mi
Grades 07-12
C-
North High School
2.1 mi | #300 of 346 | Score: 37.9
Improved 27 spots from last year
-20.3 below state avg
1,376 students Diverse
14 sports • 498 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
2.4 mi | #195 of 346 | Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students Very Diverse
19 sports • 1,302 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
2.5 mi | #2 of 346 | Score: 91.7
Same rank as last year
99 students Diverse
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
C+
Worcester Technical High School
2.7 mi | #219 of 346 | Score: 49.8
Improved 47 spots from last year
-8.4 below state avg
1,442 students Diverse
19 sports • 1,016 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $331
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 9, 2026
$375,000
Original listing
Agent: Jim Black Group Office: Real Broker MA, LLC

Price & Status History

Date Event Price Change
Mar 9, 2026 New Listing Added $375,000 —

Market Statistics

Time on Market
7 hours 13 minutes
Price per Sq Ft
$251

Tax History

Year Taxes Assessment
2025 $3,974 $301,300

Financial Details

Annual Property Tax
$3,974
Tax Year 2025
Assessed Value
$301,300

Listing Information

Listing Agent Jim Black Group
Listing Office Real Broker MA, LLC
Agent MLS ID TM305063
Office MLS ID AN8443
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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