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3 Cottage St, Marblehead MA 01945

Marblehead, MA 01945
$400,000
Est. $2,651/month
2
Beds
1.5
Baths
1,028
Sq Ft
$389
Price/Sq Ft
0.04
Acres
1915
Year Built
Single Family Residence
Type
5 hours 58 minutes
Time on Market
Active Listed Apr 8, 2026 • MLS# 73497850 Copied!

About this home

Rare opportunity in the heart of downtown Marblehead! This property offers exceptional potential for investors, contractors, or buyers looking to create their ideal space. Unbeatable location just steps from shops, restaurants, the harbor, and historic charm. Property requires extensive renovation. Assessed value $626,700. Located in the BR (Business Residential) zoning district. Open House Sunday 4/12 from 11:00 AM–12:30 PM.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1915
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,028 sq ft
Total Rooms
5

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1915
Living Area 1,028 sq ft
Lot Size 0.04 acres
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring None
Appliances Gas Water Heater
Fireplace None
Fireplaces 1
Basement Full
Laundry None
Features Bonus Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive, Off Street
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,142
Assessed Value $626,700

Interior Features

Flooring:
Appliances: Gas Water Heater
Interior Features: Bonus Room
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1915
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Bike Path, House of Worship, Marina, Private School, Public School

Location

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Neighborhood

3 Cottage St, Marblehead MA 01945

Marblehead, MA 01945

Walkability

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Nearby Schools

School District
Marblehead School District local
A-
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
↓ 5.1% below state avg
E

Elementary Schools

3 schools
Devereux - Marblehead
0.6 mi
Grades PK-12
A
Lucretia and Joseph Brown School
0.8 mi | #161 of 824 | Score: 56.6
Dropped 60 spots from last year
-1.6 below state avg
445 students Moderate
Grades PK-03
Tower School
0.9 mi
Grades PK-08
M

Middle Schools

3 schools
A-
Marblehead Veterans Middle School
0.3 mi | #83 of 352 | Score: 51.5
Dropped 30 spots from last year
-6.7 below state avg
411 students Less Diverse
Grades 07-08
B+
Village School
0.6 mi | #253 of 824 | Score: 52.3
Dropped 64 spots from last year
-5.9 below state avg
529 students Moderate
Grades 04-06
B+
Marblehead Community Charter Public School
0.7 mi | #115 of 352 | Score: 48.0
Improved 94 spots from last year
-10.2 below state avg
192 students Moderate
Rising School Strong Attendance
Grades 04-08
H

High Schools

2 schools
A-
Marblehead High School
0.8 mi | #80 of 346 | Score: 62.1
Dropped 37 spots from last year
+3.9 above state avg
861 students Less Diverse
20 sports • 2,426 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
B+
Salem Academy Charter School
1.9 mi | #139 of 346 | Score: 56.7
Improved 97 spots from last year
-1.5 below state avg
480 students Diverse
10 sports • 568 athletes
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $429
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 8, 2026
$400,000
Original listing
Agent: Erin Lamb Office: RE/MAX 360

Price & Status History

Date Event Price Change
Apr 8, 2026 New Listing Added $400,000 —

Market Statistics

Time on Market
5 hours 58 minutes
Price per Sq Ft
$389

Tax History

Year Taxes Assessment
2026 $5,142 $626,700

Financial Details

Annual Property Tax
$5,142
Tax Year 2026
Assessed Value
$626,700

Listing Information

Listing Agent Erin Lamb
Listing Office RE/MAX 360
Agent MLS ID BB954334
Office MLS ID AN8814
Listing Data Updated Apr 8, 2026 9:53 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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3 Cottage St, Marblehead MA 01945 - Photo 1 3 Cottage St, Marblehead MA 01945 - Photo 2
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