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293 Pine St, Gardner MA 01440

Gardner, MA 01440
$389,000
Est. $2,591/month
4
Beds
2.5
Baths
3,268
Sq Ft
$119
Price/Sq Ft
0.32
Acres
1900
Year Built
21
Days on Market
Pending Listed Dec 8, 2025 • MLS# 73460795 Copied!

About this home

Discover a rare chance to own a remarkably well-maintained Cape with an expansive attached in-law unit, offering exceptional flexibility for multigenerational living or extended guest space. Tucked on a quiet side street close to downtown conveniences and just minutes to Route 2, this property delivers both comfort and accessibility. Each dwelling enjoys its own private entrance, utilities, and driveway. The main home features three bedrooms, an updated bath, a cozy enclosed front porch, and recent vinyl plank flooring. The attached open concept unit unit impresses with its generous open layout, providing endless options for living, working, or hosting. A dry, roomy basement includes a workshop area, laundry access, and walk-out entry to the large private side and backyard. Loved and cared for by the same family for decades, this is a property you simply must see to appreciate its space, versatility, and value.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,268 sq ft
Total Rooms
7
Levels
Multi/Split

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 3,268 sq ft
Lot Size 0.32 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Hot Water, Oil, Pellet Stove
Cooling Window Unit(s)
Flooring Wood
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame, Block
Architecture Cape, Other (see Remarks)
Roof Shingle, Rubber
Features Porch - Enclosed, Patio
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Patio

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Fuses, Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,085
Assessed Value $354,100

Interior Features

Flooring: Wood
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape, Other (See Remarks)
Year Built: 1900
Structure Type:
Exterior Materials: Frame, Block
Roof: Shingle, Rubber
Foundation: Block, Irregular

Heating, Cooling & Utilities

Heating: Baseboard, Hot Water, Oil, Pellet Stove
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio
Patio & Porch: Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

293 Pine St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
1.1 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.3 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.6 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.2 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $424
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Dec 15, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Dec 8, 2025
$389,000
Original listing
Agent: Michalann Cosme Office: Citylight Homes LLC
🏠
Listed for Sale
Dec 8, 2025
$389,000
Original listing
Agent: Michalann Cosme Office: Citylight Homes LLC
🏠
Listed for Sale
Dec 8, 2025
$389,000
Original listing
Agent: Michalann Cosme Office: Citylight Homes LLC

Price & Status History

Date Event Price Change
Dec 8, 2025 New Listing Added $389,000
Dec 8, 2025 New Listing Added $389,000
Dec 8, 2025 New Listing Added $389,000

Market Statistics

Days on Market
21 days
Price per Sq Ft
$119

Tax History

Year Taxes Assessment
2025 $5,085 $354,100

Financial Details

Annual Property Tax
$5,085
Tax Year 2025
Assessed Value
$354,100

Listing Information

Listing Agent Michalann Cosme
Listing Office Citylight Homes LLC
Agent MLS ID CN223256
Office MLS ID AN6617
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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