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28 Surrey Street # 3, Cambridge MA 02138

Cambridge, MA 02138 • Riverside
$1,200,000
Est. $7,395/month
2
Beds
1.5
Baths
1,147
Sq Ft
$1,046
Price/Sq Ft
1988
Year Built
Condominium
Type
5 hours 15 minutes
Time on Market
Active Listed Mar 25, 2026 • MLS# 73491389 Copied!

About this home

Perched on the top floor, this bright and inviting 2-bedroom condo offers an exceptional blend of space, light, and location in the sought-after Riverside neighborhood, just minutes to Harvard Square, Harvard University, the Charles River, and the Red Line MBTA. The well-designed layout separates two oversized bedrooms from the main living areas for added privacy. A sun-filled living room with front window bay flows into a dining area with access to a private balcony. The large eat-in kitchen features a skylight, window over the sink, stainless steel appliances, and granite countertops. Additional highlights include a full bath with double vanity, half bath + in-unit laundry, custom closets, A/C and storage. Enjoy an oversized common deck, garage parking for one car, and a recently painted exterior (2025), all set on a charming tree-lined side street near parks, shops, dining, and the vibrant energy of Harvard Square. Rare offering.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1988
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,147 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1988
Living Area 1,147 sq ft
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Forced Air, Natural Gas, Unit Control
Cooling Central Air, Unit Control
Flooring Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry Third Floor, In Unit
Features Bathroom - Full, Bathroom - Half, Bathroom

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Deck, Balcony
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Under, Assigned
Total Spaces 1

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,911
Assessed Value $1,144,200

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bathroom - Full, Bathroom - Half, Bathroom
Windows:
Basement: N
Laundry: Third Floor, In Unit
Security:

Construction & Materials

Year Built: 1988
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Unit Control
Heating Zones: 1
Cooling: Central Air, Unit Control
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Balcony
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Under, Assigned

Location

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Neighborhood

Riverside

28 Surrey Street # 3, Cambridge MA 02138

Cambridge, MA 02138

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

10 schools
A
Amigos School
0.5 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
C
Prospect Hill Academy Charter School
0.7 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
St. Peter Elementary School
1.2 mi
Grades PK-08
Shady Hill School
1.3 mi
Grades PK-08
Cambridge Montessori School
1.5 mi
Grades PK-06
Cambridge Friends School
1.6 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.9 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.5 mi
Grades 01-12
Fayerweather Street School
2.6 mi
Grades PK-08
A+
Martin Luther King Jr. School
0.1 mi | #22 of 824 | Score: 64.5
Improved 21 spots from last year
+6.3 above state avg
340 students Very Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.7 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.1 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
1.2 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.4 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
1.8 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
0.6 mi
Grades 07-12
NuVu Innovation School
0.8 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.5 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $659
Homeowners Insurance $200
HOA Fee $468/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 25, 2026
$1,200,000
Original listing
Agent: Maggie Dee + Charles Cherney Team Office: Compass

Price & Status History

Date Event Price Change
Mar 25, 2026 New Listing Added $1,200,000 —

Market Statistics

Time on Market
5 hours 15 minutes
Price per Sq Ft
$1,046

Tax History

Year Taxes Assessment
2026 $7,911 $1,144,200

Financial Details

Annual Property Tax
$7,911
Tax Year 2026
HOA Fee
$468
Monthly
Assessed Value
$1,144,200

Listing Information

Listing Agent Maggie Dee + Charles Cherney Team
Listing Office Compass
Agent MLS ID TM355402
Office MLS ID AN2606
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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