28 Holden St, Worcester MA 01605

Worcester, MA 01605
$599,900
Est. $3,857/month
5
Beds
1.5
Baths
2,126
Sq Ft
$282
Price/Sq Ft
0.83
Acres
1890
Year Built
38
Days on Market
Pending Listed Oct 15, 2025 • MLS# 73443853 Copied!

About this home

** LAKE FRONT ** First time ever offered on MLS! Set on nearly an acre w/ direct frontage on beautiful Indian Lake, this cherished home has been loved for generations by the same family and awaits its next chapter.The wrap-around porch welcomes you to a solid, 5-bedroom character-filled Victorian featuring impressively high ceilings, rich woodwork,wide pine floors, generous rooms & ample closets.Enjoy seasonal serene lake views & fantastic highway access w/ schools, shopping, tennis courts, & newly renovated Shore Park beach nearby.Improvements include exterior paint ('16), roof ('15), most windows (around 2000 +/-) & a Burnham gas boiler ('14). While the home needs extensive cosmetic renovations, the potential is extraordinary - clear the gentle slope to the water to create a stunning private retreat w/ direct lake access & endless possibilities.Ample off-street parking completes this rare offering. Roll up your sleeves, bring your vision, & create the lake house of your dreams!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1890
Bedrooms
5
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,126 sq ft
Total Rooms
9

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1890
Living Area 2,126 sq ft
Lot Size 0.83 acres
Bedrooms 5
Full Baths 1
Half Baths 1
Total Rooms 9

Interior

Heating Electric Baseboard, Steam, Natural Gas
Cooling None
Flooring Hardwood
Appliances Oven, Dishwasher, Disposal, Range, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full
Laundry First Floor
Features None

Exterior

Construction None
Architecture Colonial, Victorian, Queen Anne
Roof Shingle
Features Porch, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street
Total Spaces 8

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,484
Assessed Value $567,404

Interior Features

Flooring: Hardwood
Appliances: Oven, Dishwasher, Disposal, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial, Victorian, Queen Anne
Year Built: 1890
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Electric Baseboard, Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Storage
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Waterfront: Yes
Waterfront Type: Waterfront, Lake, Access, Direct Access, Lake/Pond, 1/2 to 1 Mile To Beach, Beach Ownership(Public)
View: Yes
View Type: Scenic View(s)
Community Amenities:

Location

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Neighborhood

28 Holden St, Worcester MA 01605

Worcester, MA 01605

Walkability

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Nearby Schools

School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
1.4% below state avg
E

Elementary Schools

10 schools
C
Nelson Place School
0.4 mi | #594 of 824 | Score: 41.2
Dropped 134 spots from last year
-17 below state avg
621 students Very Diverse
Diverse Student Body
Grades PK-06
Bancroft School
0.5 mi
Grades K-12
Worcester Academic Center for Transition (ACT)
0.9 mi
49 students Diverse
Diverse Student Body
Grades K-06
B+
Abby Kelley Foster Charter Public School
0.9 mi | #124 of 346 | Score: 58.1
Improved 50 spots from last year
-0.2 below state avg
1,426 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades K-12
D
Francis J McGrath Elementary School
1.0 mi | #784 of 824 | Score: 29.6
Dropped 143 spots from last year
-28.6 below state avg
200 students Diverse
Diverse Student Body
Grades PK-06
The T.E.C. Schools. Think. Explore. Create.
1.2 mi
Grades PK-08
B+
Flagg Street School
1.3 mi | #282 of 824 | Score: 51.3
Improved 23 spots from last year
-6.9 below state avg
412 students Moderate
Rising School
Grades K-06
F
Wawecus Road School
1.5 mi | #802 of 824 | Score: 27.7
Dropped 53 spots from last year
-30.5 below state avg
155 students Very Diverse
Diverse Student Body
Grades K-06
C
Thorndyke Road School
1.5 mi | #658 of 824 | Score: 38.1
Improved 92 spots from last year
-20.1 below state avg
319 students Diverse
Rising School Diverse Student Body
Grades K-06
Summit Academy School for Alternative Learners
1.9 mi
Grades K-12
M

Middle Schools

6 schools
The Nativity School of Worcester
2.0 mi
Grades 05-08
Worcester SDA School
2.6 mi
Grades 01-08
C+
Forest Grove Middle School
0.8 mi | #229 of 352 | Score: 38.3
Improved 91 spots from last year
-19.9 below state avg
839 students Diverse
Rising School Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
1.5 mi | #233 of 352 | Score: 37.9
Improved 48 spots from last year
-20.3 below state avg
720 students Diverse
Rising School Diverse Student Body
Grades 07-08
C-
Worcester East Middle School
3.6 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
B
Sullivan Middle School
4.4 mi | #157 of 352 | Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

10 schools
Notre Dame Academy
1.1 mi
Grades 07-12
B+
Claremont Academy
3.1 mi | #9 of 25 | Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
Worcester Academy
3.5 mi
Grades 06-12
C-
University Park Campus School
3.6 mi | #290 of 346 | Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students Diverse
Early College Program High Graduation Rate College Ready Curriculum Strong Attendance
Grades 07-12
Worcester Alternative High School
3.8 mi
36 students Diverse
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
4.3 mi
Grades 07-12
C
Burncoat Senior High School
1.5 mi | #278 of 346 | Score: 43.5
Dropped 58 spots from last year
-14.7 below state avg
1,073 students Diverse
18 sports • 778 athletes
Early College Program College Ready Curriculum Strong Athletics Diverse Student Body
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.8 mi | #2 of 346 | Score: 91.7
Same rank as last year
99 students Diverse
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
B-
Doherty Memorial High School
2.1 mi | #195 of 346 | Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students Very Diverse
19 sports • 1,302 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
2.5 mi | #219 of 346 | Score: 49.8
Improved 47 spots from last year
-8.4 below state avg
1,442 students Diverse
19 sports • 1,016 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $624
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 15, 2025
$599,900
Original listing
Office: Champion Real Estate, Inc.

Price & Status History

Date Event Price Change
Oct 15, 2025 New Listing Added $599,900

Market Statistics

Days on Market
38 days
Price per Sq Ft
$282

Tax History

Year Taxes Assessment
2025 $7,484 $567,404

Financial Details

Annual Property Tax
$7,484
Tax Year 2025
Assessed Value
$567,404

Listing Information

Listing Agent Joanna King
Listing Office Champion Real Estate, Inc.
Agent MLS ID K8001260
Office MLS ID K95636

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Market Analytics for Worcester, MA

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