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28 Charles St, Chatham MA 02659

Chatham, MA 02659
$550,000
Est. $3,142/month
4
Beds
1
Baths
1,428
Sq Ft
$385
Price/Sq Ft
0.42
Acres
1967
Year Built
18
Days on Market
Pending Listed Feb 12, 2026 • MLS# 73476755 Copied!

About this home

Set on a private road in South Chatham, 28 Charles St is a 4 bedroom, 1 bath, 1,428 square foot Cape Cod home on a private lot. The roof is about 10 years old and the property has oil heat, while the walk out basement offers strong potential for future finished space. Enjoy easy access to outdoor fun with the bike path just 0.2 miles away and Forest Beach, a sandy Nantucket Sound beach, only 1 mile from home. Close to beaches, the bike path, shopping and restaurants, and a short ride to downtown Chatham and Harwich Port center. This property needs renovation, inviting buyers to bring their ideas and create their ideal coastal retreat. Buyer responsible for design and install of a four bedroom Title V septic system and install of a double walled oil tank.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1967
Bedrooms
4
Full Bathrooms
1
Living Area
1,428 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1967
Living Area 1,428 sq ft
Lot Size 0.42 acres
Bedrooms 4
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full, Walk-out Access
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $1,928
Assessed Value $572,300

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Walk-Out Access
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1967
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Cleared
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Location

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Neighborhood

28 Charles St, Chatham MA 02659

Chatham, MA 02659

Walkability

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Nearby Schools

School District
Monomoy Regional School District local
C+
School Safety 2024-25
3.5% Above Average
2.8% Suspensions 1.5% In-School 0.7% Emergency
2.0% below state avg
M

Middle Schools

1 school
B-
Cape Cod Lighthouse Charter School
1.8 mi | #190 of 352 | Score: 41.4
Improved 90 spots from last year
-16.8 below state avg
251 students Less Diverse
Rising School
Grades 06-08
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $161
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Feb 19, 2026
Active → Active Under Contract
Pending Sale
Feb 18, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 12, 2026
$550,000
Original listing
Agent: Shane Masaschi Office: Compass

Price & Status History

Date Event Price Change
Feb 19, 2026 Status: Active under contract $0
Feb 12, 2026 New Listing Added $550,000

Market Statistics

Days on Market
18 days
Price per Sq Ft
$385

Tax History

Year Taxes Assessment
2026 $1,928 $572,300

Financial Details

Annual Property Tax
$1,928
Tax Year 2026
Assessed Value
$572,300

Listing Information

Listing Agent Shane Masaschi
Listing Office Compass
Agent MLS ID CN203052
Office MLS ID AN9041
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Chatham, MA

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