277 Lovewell St, Gardner MA 01440

Gardner, MA 01440
$389,000
Est. $2,618/month
3
Beds
1
Baths
1,608
Sq Ft
$242
Price/Sq Ft
0.59
Acres
2004
Year Built
23
Days on Market
Pending Listed Nov 12, 2025 • MLS# 73453863 Copied!

About this home

277 Lovewell St Gardner. $389,000 3+ bedrooms, 1 bath, Raise Ranch with finished lower level. The street name says it all. Lovely home and location on the south side, in a sweet cluster of interconnecting neighborhoods. True split level, with an open airy entrance that flows between upper and lower living spaces. Kitchen on 1st level with easy access to rear deck, overlooking the large private back yard. Kitchen open flows into large and sunny living dining room combo. Down the hall, 3 bedrooms with roomy closets. City list home as a 2 bed, septic is rated for 3 bedrooms. Hard wood flooring & attractive carpeting mixed on the 1st level. Full bath with tile flooring. Lower level JUST WOW, with two very large, finished living spaces. Great for added sleeping space, second living room, playroom or office. Super-efficient wood furnace in lower level works well to lower heating costs. Laundry in convenient lower level with workshop space.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2004
Bedrooms
3
Full Bathrooms
1
Living Area
1,608 sq ft
Total Rooms
7

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 2004
Living Area 1,608 sq ft
Lot Size 0.59 acres
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Electric Baseboard, Wood, Wood Stove
Cooling None
Flooring Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances Electric Water Heater, Range, Microwave, Refrigerator
Fireplace None
Basement Full, Partially Finished, Interior Entry, Sump Pump, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Closet, Lighting - Overhead, Bonus Room

Exterior

Construction Frame
Architecture Raised Ranch
Roof Shingle
Features Deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street, Stone/gravel
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,415
Assessed Value $377,100

Interior Features

Flooring: Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances: Electric Water Heater, Range, Microwave, Refrigerator
Interior Features: Closet, Lighting - Overhead, Bonus Room
Windows: Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Sump Pump, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 2004
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric Baseboard, Wood, Wood Stove
Heating Zones: 4
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Cleared, Gentle Sloping, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street, Stone/Gravel

Location

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Neighborhood

277 Lovewell St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Schools

Elementary School
Gardner Elementary
Rating information coming soon
Middle School
Gardner Middle School
Rating information coming soon
High School
Gardner High School
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $451
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Nov 23, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Nov 12, 2025
$389,000
Original listing
Office: EXIT New Options Real Estate

Price & Status History

Date Event Price Change
Nov 12, 2025 New Listing Added $389,000

Market Statistics

Days on Market
23 days
Price per Sq Ft
$242

Tax History

Year Taxes Assessment
2025 $5,415 $377,100

Financial Details

Annual Property Tax
$5,415
Tax Year 2025
Assessed Value
$377,100

Listing Information

Listing Agent Laura Rice
Listing Office EXIT New Options Real Estate
Agent MLS ID H9500220
Office MLS ID H95173
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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