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25 Coleman Street, Gardner MA 01440

Gardner, MA 01440
$419,900
Est. $2,680/month
4
Beds
2
Baths
1,770
Sq Ft
$237
Price/Sq Ft
0.12
Acres
1920
Year Built
19
Days on Market
Pending Listed Feb 5, 2026 • MLS# 73474850 Copied!

About this home

This well-kept two-family home in Gardner offers recent updates and great flexibility for both investors and owner-occupants. Recent improvements include a new heating system for the second floor and new mini-split units for the first floor. Both apartments are clean and well cared for, with separate utilities for ease of ownership. The property features strong parking, a two-stall garage, and a clean, usable basement. A tidy yard and rear deck offer space to enjoy the outdoors while remaining easy to maintain. The second-floor unit is vacant, making this a great option for an owner-occupant or an investor looking to place a new tenant at market rent. The first-floor unit is occupied by a tenant at will. A smart opportunity for buyers looking for a dependable multi-family property that’s been consistently maintained and is ready for its next owner.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Living Area
1,770 sq ft
Total Rooms
8
Stories
2
Levels
2

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1920
Living Area 1,770 sq ft
Lot Size 0.12 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating Ductless, Propane
Cooling Ductless
Flooring Wood, Vinyl
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Concrete, Unfinished
Laundry None
Features Living Room, Kitchen, Laundry Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed, Deck - Wood

Parking

Garage Spaces 2
Has Garage Yes
Features Off Street
Total Spaces 5

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $4,279
Assessed Value $298,000

Interior Features

Flooring: Wood, Vinyl
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features: Living Room, Kitchen, Laundry Room
Windows:
Basement: Full, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Ductless, Propane
Cooling: Ductless
Hot Water: Electric, Propane Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed, Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot, Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 5
Parking Features: Off Street

Location

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Neighborhood

25 Coleman Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
3.1 mi
Grades K-08
C-
Gardner Elementary School
1.6 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.5 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.6 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.2 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $357
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Feb 12, 2026
Active → Active Under Contract
Pending Sale
Feb 10, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
Feb 8, 2026
New showing requirements
🏠
Listed for Sale
Feb 5, 2026
$419,900
Original listing
Agent: Kayla Nault Office: Central Mass Real Estate

Price & Status History

Date Event Price Change
Feb 12, 2026 Status: Active under contract $0
Feb 5, 2026 New Listing Added $419,900

Market Statistics

Days on Market
19 days
Price per Sq Ft
$237

Tax History

Year Taxes Assessment
2025 $4,279 $298,000

Financial Details

Annual Property Tax
$4,279
Tax Year 2025
Assessed Value
$298,000

Listing Information

Listing Agent Kayla Nault
Listing Office Central Mass Real Estate
Agent MLS ID CN200349
Office MLS ID H80011
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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