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220 Spencer Ave # 102, Chelsea MA 02150

Chelsea, MA 02150
$272,921
Est. $2,009/month
1
Beds
1
Baths
986
Sq Ft
$277
Price/Sq Ft
1900
Year Built
10 hours 12 minutes
Time on Market
Active Listed Apr 2, 2026 • MLS# 73495491 Copied!

About this home

Welcome to this stylish studio loft at the sought-after Keen Lofts! This bright and open-concept space offers the perfect blend of comfort and modern updates. The unit features a beautiful spacious closet providing ample storage, a newer refrigerator and newer dishwasher that complements the functional kitchen area. Soaring ceilings and an airy layout create a true loft feel, ideal for both relaxing and entertaining. Resident parking in the front and back parking lots are a great bonus. Whether you're a first-time buyer or looking for a low-maintenance lifestyle, this well-maintained studio is a fantastic opportunity. Conveniently located near local shops, dining, and major commuter routes—don’t miss your chance to make this versatile space your own!**Equal Housing Opportunity. Affordable unit. Buyer must be income eligible (*HUD Income Limits). Please refer to the Chelsea Housing Authority website for more information.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
1
Full Bathrooms
1
Living Area
986 sq ft
Total Rooms
1
Stories
3
Entry Level
1

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 986 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 1

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement N
Laundry In Building
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features Balcony
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street, Common
Total Spaces 1

Utilities

Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $253
Assessed Value $190,600

Interior Features

Flooring: Wood
Appliances: Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: N
Laundry: In Building
Security: Intercom

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2008
Structure Type: Low-Rise, Loft
Exterior Materials: Brick
Roof:
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Common

Location

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Neighborhood

220 Spencer Ave # 102, Chelsea MA 02150

Chelsea, MA 02150

Walkability

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Nearby Schools

School District
Chelsea School District local
C-
School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
0.3% below state avg
E

Elementary Schools

7 schools
Chelsea Virtual Learning Academy
0.1 mi
54 students Less Diverse
College Ready Curriculum
Grades K-12
St. Rose Elementary School
0.7 mi
Grades PK-08
B+
William A Berkowitz Elementary School
0.1 mi | #287 of 824 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
455 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.1 mi | #406 of 824 | Score: 47.6
Improved 100 spots from last year
-10.6 below state avg
430 students Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.1 mi | #663 of 824 | Score: 37.9
Improved 46 spots from last year
-20.4 below state avg
472 students Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.1 mi | #642 of 824 | Score: 38.6
Improved 188 spots from last year
-19.6 below state avg
527 students Less Diverse
Rising School
Grades 01-04
Shurtleff Early Childhood School
1.0 mi
779 students Less Diverse
Grades PK-01
M

Middle Schools

3 schools
D
Clark Avenue School
0.6 mi | #329 of 352 | Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.9 mi | #290 of 352 | Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.9 mi | #9 of 16 | Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Seaport Academy School
1.6 mi
Grades 07-12
C
Chelsea Opportunity Academy
1.0 mi | #294 of 346 | Score: 59.3
Same rank as last year
132 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.0 mi | #283 of 346 | Score: 42.9
Improved 25 spots from last year
-15.3 below state avg
1,649 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $21
Homeowners Insurance $200
HOA Fee $408/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 2, 2026
$272,921
Original listing
Office: Chinatti Realty Group, Inc.

Price & Status History

Date Event Price Change
Apr 2, 2026 New Listing Added $272,921

Market Statistics

Time on Market
10 hours 12 minutes
Price per Sq Ft
$277

Tax History

Year Taxes Assessment
2025 $253 $190,600

Financial Details

Annual Property Tax
$253
Tax Year 2025
HOA Fee
$408
Monthly
Assessed Value
$190,600

Listing Information

Listing Agent Casandra Lienqueo
Listing Office Chinatti Realty Group, Inc.
Agent MLS ID CN258233
Office MLS ID AN7396
Listing Data Updated Apr 3, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Chelsea, MA

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220 Spencer Ave # 102, Chelsea MA 02150 - Photo 1 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 2 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 3 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 4 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 5 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 6 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 7 220 Spencer Ave # 102, Chelsea MA 02150 - Photo 8
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