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212 Pearl St, Gardner MA 01440

Gardner, MA 01440
$349,900
Est. $2,318/month
3
Beds
1.5
Baths
1,523
Sq Ft
$230
Price/Sq Ft
0.35
Acres
1949
Year Built
11
Days on Market
Pending Listed Nov 21, 2025 • MLS# 73457133 Copied!

About this home

Well-maintained Cape offering 3 bedrooms, 1.5 baths, and 1,523 sq. ft. of living space. The first floor includes a fireplaced living room, dining area, and additional flexible rooms suitable for office or den use. The second floor features three bedrooms with good natural light. Situated on a 0.35-acre lot, the property offers a 2-car garage, off-street parking, and a spacious yard. Full basement provides added storage and potential. Conveniently located near area amenities, schools, and commuter routes. A solid home ready for its next owner.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1949
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,523 sq ft
Total Rooms
10

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1949
Living Area 1,523 sq ft
Lot Size 0.35 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 10

Interior

Heating Oil
Cooling Window Unit(s)
Flooring Carpet, Laminate, Hardwood
Appliances Range, Refrigerator
Fireplace None
Fireplaces 1
Basement None
Laundry None
Features None

Exterior

Construction None
Architecture Cape
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Off Street
Total Spaces 6

Utilities

Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,189
Assessed Value $291,700

Interior Features

Flooring: Carpet, Laminate, Hardwood
Appliances: Range, Refrigerator
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1949
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Park, Walk/Jog Trails, Highway Access, Public School, University

Location

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Neighborhood

212 Pearl St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.8 mi
Grades K-08
C-
Gardner Elementary School
0.2 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
0.5 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.4 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.3 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $349
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Nov 21, 2025
$349,900
Original listing
Agent: Mollie Reynolds Office: A & E Realty Company, Inc.

Price & Status History

Date Event Price Change
Nov 21, 2025 New Listing Added $349,900

Market Statistics

Days on Market
11 days
Price per Sq Ft
$230

Tax History

Year Taxes Assessment
2025 $4,189 $291,700

Financial Details

Annual Property Tax
$4,189
Tax Year 2025
Assessed Value
$291,700

Listing Information

Listing Agent Mollie Reynolds
Listing Office A & E Realty Company, Inc.
Agent MLS ID CN238596
Office MLS ID K95368
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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