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210 Nichols St, Gardner MA 01440

Gardner, MA 01440
$630,000
Est. $3,529/month
8
Beds
4
Baths
2,689
Sq Ft
$234
Price/Sq Ft
0.14
Acres
1920
Year Built
4
Days on Market
Active Open House Listed Jan 13, 2026 • MLS# 73467756 Copied!

About this home

Fully remodeled two-family home updated less than three years ago, offering modern finishes and low-maintenance ownership. Both units feature hardwood floors throughout, contemporary kitchens and bathrooms, stainless steel appliances, and granite countertops. Each unit is equipped with its own washer and dryer for added convenience. High-efficiency, all-electric heat pump systems provide modern heating and cooling. Excellent opportunity for owner-occupants or investors seeking a turnkey property with minimal upkeep. A must-see two-family in Gardner.

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
8
Full Bathrooms
4
Living Area
2,689 sq ft
Total Rooms
16
Stories
2
Levels
2

Open House Schedule

18
Jan
Sunday, January 18
12:00 PM - 1:30 PM EST
17
Jan
Saturday, January 17
2:00 PM - 3:30 PM EST

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 2,689 sq ft
Lot Size 0.14 acres
Bedrooms 8
Full Baths 4
Total Rooms 16

Interior

Heating None
Cooling None
Flooring Wood, Tile
Appliances None
Fireplace None
Basement Partial, Crawl Space
Laundry Electric Dryer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer

Financial

Annual Tax $1,720
Assessed Value $119,800

Interior Features

Flooring: Wood, Tile
Appliances:
Interior Features:
Windows:
Basement: Partial, Crawl Space
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive

Location

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Neighborhood

210 Nichols St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
1.3 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.4 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.8 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.4 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $143
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 13, 2026
$630,000
Original listing
Agent: Eugene Diaz Office: Coldwell Banker Realty - Lynnfield

Price & Status History

Date Event Price Change
Jan 13, 2026 New Listing Added $630,000

Market Statistics

Days on Market
4 days
Price per Sq Ft
$234

Tax History

Year Taxes Assessment
2025 $1,720 $119,800

Financial Details

Annual Property Tax
$1,720
Tax Year 2025
Assessed Value
$119,800

Listing Information

Listing Agent Eugene Diaz
Listing Office Coldwell Banker Realty - Lynnfield
Agent MLS ID CN206258
Office MLS ID AN6219
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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