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20 Prospect St, Adams MA 01220

Adams, MA 01220
$185,000
Est. $1,375/month
3
Beds
1
Baths
1,515
Sq Ft
$122
Price/Sq Ft
0.08
Acres
1900
Year Built
1
Days on Market
Active Listed Jan 14, 2026 • MLS# 73468378 Copied!

About this home

Welcome to 20 Prospect St - A Charming Adams home offering a comfortable layout and a convenient in-town location. This 3 bed 1 bath is situated with views of the Hoosic River and is located across the street from the Ashuwillticook Rail Trail & Russell Field. The property features bright living spaces, a functional floor plan with the option for a 4th bedroom, and classic New England character throughout. A Permitted Propane Fireplace is the perfect way to stay cozy and will be left for your enjoyment. The flexible second floor leads to an open landing, two bedrooms, and a space that can serve as an office, storage room, or additional bedroom - plenty of creative possibilities. Updates include a New Roof 2022, added closets, bathroom plumbing, service cable & paint. A walk-out basement with a finished area makes this home a win! Enjoy easy access to local shops, dining, schools, and outdoor recreation, all just minutes away. A great opportunity to own a home in the heart of Adams!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,515 sq ft
Total Rooms
8

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,515 sq ft
Lot Size 0.08 acres
Bedrooms 3
Full Baths 1
Total Rooms 8

Interior

Heating Steam, Oil, Propane
Cooling Window Unit(s)
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement Partially Finished, Walk-out Access, Interior Entry
Laundry None
Features None

Exterior

Construction None
Architecture Cape
Roof Shingle, Rubber
Features Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features None
Total Spaces 1

Utilities

Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,876
Assessed Value $169,100

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features:
Windows:
Basement: Partially Finished, Walk-Out Access, Interior Entry
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Shingle, Rubber
Foundation: Concrete Perimeter, Stone

Heating, Cooling & Utilities

Heating: Steam, Oil, Propane
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Storage
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Gentle Sloping, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features:

Location

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Neighborhood

20 Prospect St, Adams MA 01220

Adams, MA 01220

Walkability

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Nearby Schools

School District
Hoosac Valley School District local
F
School Safety 2024-25
7.8% Above Average
3.2% Suspensions 4.9% In-School 4.6% Emergency
2.3% above state avg
E

Elementary Schools

2 schools
F
Hoosac Valley Elementary School
0.3 mi | #821 of 824 | Score: 23.3
Dropped 380 spots from last year
-34.9 below state avg
398 students Less Diverse
Grades PK-03
St. Stanislaus Kostka School
0.8 mi
Grades PK-08
M

Middle Schools

1 school
C-
Hoosac Valley Middle School
1.6 mi | #300 of 352 | Score: 31.4
Dropped 42 spots from last year
-26.8 below state avg
304 students Less Diverse
Grades 04-07
H

High Schools

1 school
D
Hoosac Valley High School
1.6 mi | #316 of 346 | Score: 33.9
Improved 5 spots from last year
-24.3 below state avg
296 students Less Diverse
13 sports • 310 athletes
Grades 08-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $240
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 14, 2026
$185,000
Original listing
Agent: Adam Lajeunesse Office: Real Broker MA, LLC

Price & Status History

Date Event Price Change
Jan 14, 2026 New Listing Added $185,000

Market Statistics

Days on Market
1 days
Price per Sq Ft
$122

Tax History

Year Taxes Assessment
2025 $2,876 $169,100

Financial Details

Annual Property Tax
$2,876
Tax Year 2025
Assessed Value
$169,100

Listing Information

Listing Agent Adam Lajeunesse
Listing Office Real Broker MA, LLC
Agent MLS ID CN240974
Office MLS ID AN4866
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Adams, MA

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