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20 Fernwood Drive, Rutland MA 01543

Rutland, MA 01543
$424,900
Est. $2,789/month
3
Beds
1
Baths
1,536
Sq Ft
$277
Price/Sq Ft
0.31
Acres
1990
Year Built
20 hours 15 minutes
Time on Market
Active Listed Jan 20, 2026 • MLS# 73470112 Copied!

About this home

Welcome home to this charming 3-bed, 1-bath Ranch, ideally situated at the end of a cul-de-sac in desirable Rutland. Enter inside to a sun-filled living room featuring HW floors & a bow window that flows seamlessly into the kitchen, complete w/ a breakfast bar, ample cabinet space, & dining area. Enjoy easy access to the back deck which is perfect for entertaining or relaxing outdoors. Down the hall, you’ll find 3 bedrooms, each w/ closets, along w/ an updated full bathroom offering a tub/shower combo & linen closet. The lower level provides even more living space w/ a finished recreation room - a versatile space ready for your ideas. Completing this level is laundry on the unfinished side! Outside, unwind on the wrap-around deck overlooking the backyard, w/ a storage shed for all your tools & equipment. The backyard also offers exceptional privacy! Additional upgrades within the past 7yrs include a new roof, gutters, siding, & a replaced heating system. This home is not to be missed!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
3
Full Bathrooms
1
Living Area
1,536 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1990
Living Area 1,536 sq ft
Lot Size 0.31 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Tile, Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Finished, Walk-out Access, Interior Entry
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Recessed Lighting, Bonus Room

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck - Wood, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,280
Assessed Value $370,800

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances: Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Recessed Lighting, Bonus Room
Windows: Insulated Windows
Basement: Full, Finished, Walk-Out Access, Interior Entry
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1990
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters, Storage
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Cul-De-Sac, Cleared, Gentle Sloping, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

20 Fernwood Drive, Rutland MA 01543

Rutland, MA 01543

Walkability

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Nearby Schools

School District
Wachusett School District local
School Safety 2024-25
1.0% Low
0.8% Suspensions 0.4% In-School 0.2% Emergency
4.5% below state avg
E

Elementary Schools

2 schools
Naquag Elementary School
1.2 mi
353 students Moderate
Grades K-02
B+
Glenwood Elementary School
1.5 mi | #316 of 824 | Score: 50.2
Improved 18 spots from last year
-8 below state avg
382 students Moderate
Grades 03-05
Learn about these ratings

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $440
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 20, 2026
$424,900
Original listing
Agent: AJ Bruce Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Jan 20, 2026 New Listing Added $424,900

Market Statistics

Time on Market
20 hours 15 minutes
Price per Sq Ft
$277

Tax History

Year Taxes Assessment
2025 $5,280 $370,800

Financial Details

Annual Property Tax
$5,280
Tax Year 2025
Assessed Value
$370,800

Listing Information

Listing Agent AJ Bruce
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN213896
Office MLS ID AN7364
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Rutland, MA

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