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196 Chestnut Street, Gardner MA 01440

Gardner, MA 01440
$549,900
Est. $3,475/month
6
Beds
3
Baths
2,483
Sq Ft
$221
Price/Sq Ft
0.61
Acres
1887
Year Built
13 hours 21 minutes
Time on Market
Active Listed Mar 3, 2026 • MLS# 73481873 Copied!

About this home

In the same family for decades, this exquisite 1887 Victorian is ready for its next chapter. Rich in character and timeless charm, this grand home showcases intricate, ornate woodwork, soaring ceilings, and mostly hardwood floors throughout. The first floor offers an eat-in kitchen, formal dining room, fireplaced living room, convenient half bath, and a light-filled three-season room with exterior access to a private deck overlooking the level backyard. The second floor features three spacious bedrooms and a full bath, while the third floor provides three additional bedrooms and another full bath—ideal for guests, home offices, or extended living. Recent updates include a brand-new furnace and water heater. An attached two-level outbuilding offers exceptional flexibility as a garage, workshop, or storage barn. This property is being sold as is and presents a wonderful opportunity for buyers to bring their vision and updates to a truly special home filled with history and warmth.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1887
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
2
Living Area
2,483 sq ft
Total Rooms
10

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1887
Living Area 2,483 sq ft
Lot Size 0.61 acres
Bedrooms 6
Full Baths 2
Half Baths 2
Total Rooms 10

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Wood, Vinyl, Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace Living Room
Fireplaces 1
Basement Bulkhead, Concrete
Laundry First Floor, Washer Hookup
Features Bathroom - Half, Bedroom, Bathroom

Exterior

Construction Frame
Architecture Victorian
Roof Shingle
Features Porch, Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 6

Utilities

Electric Circuit Breakers, Knob & Tube Wiring
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup, Icemaker Connection

Financial

Annual Tax $5,935
Assessed Value $413,300

Interior Features

Flooring: Wood, Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Bathroom - Half, Bedroom, Bathroom
Windows: Insulated Windows
Basement: Bulkhead, Concrete
Laundry: First Floor, Washer Hookup
Security:

Construction & Materials

Style: Victorian
Year Built: 1887
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood
Patio & Porch: Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 6
Parking Features: Detached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, House of Worship, Private School, Public School, University

Location

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Neighborhood

196 Chestnut Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
0.9 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.2 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
0.8 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $495
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 3, 2026
$549,900
Original listing
Agent: Wendy Poudrette Office: Foster-Healey Real Estate

Price & Status History

Date Event Price Change
Mar 3, 2026 New Listing Added $549,900

Market Statistics

Time on Market
13 hours 21 minutes
Price per Sq Ft
$221

Tax History

Year Taxes Assessment
2025 $5,935 $413,300

Financial Details

Annual Property Tax
$5,935
Tax Year 2025
Assessed Value
$413,300

Listing Information

Listing Agent Wendy Poudrette
Listing Office Foster-Healey Real Estate
Agent MLS ID H8000329
Office MLS ID H10900
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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