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189 Charles Street, Lowell MA 01852

Lowell, MA 01852 • South Lowell
$949,900
Est. $5,667/month
12
Beds
4
Baths
3,884
Sq Ft
$245
Price/Sq Ft
0.06
Acres
1900
Year Built
4 Family - 4 Units Side by Side
Type
4 hours 18 minutes
Time on Market
Active Listed Mar 5, 2026 • MLS# 73483008 Copied!

About this home

INVESTORS...GREAT INCOME AND LOCATION! (93-110K). Well-maintained 4-family in the highly desirable Back Central neighborhood (Sacred Heart) in SOUTH LOWELL, just 0.3 MILES to DOWNTOWN LOWELL and the COMMUTER RAIL. Property features 20 rooms, 12 bedrooms, and 4 baths with 4 enclosed unheated porches. The current owner has renovated 3 of the 4 units, 2 with new FHA Furnaces and Central AC, 1 unit w 4 head Mini Split, updated kitchens, baths, flooring and W/D. These 3 Units also have new water heaters-'25. Electrical upgrade includes from pole to meters to panels-all permitted. Three units are leased; the unrenovated unit is month-to-month. Fenced-in backyard. Driveway with a garage, and ample on-street parking. Only 1 mile to the Lowell Connector and 495. Open Houses Sat & Sun 3/7 & 3/8, 1:30–3:00. Offers due Monday at noon.

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Property Overview

Property Type
4 Family - 4 Units Side by Side
Listing Type
For Sale
Year Built
1900
Bedrooms
12
Full Bathrooms
4
Living Area
3,884 sq ft
Total Rooms
20
Stories
4
Levels
4

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 4 Family - 4 Units Side by Side
Year Built 1900
Living Area 3,884 sq ft
Lot Size 0.06 acres
Bedrooms 12
Full Baths 4
Total Rooms 20

Interior

Heating None
Cooling None
Flooring Tile, Carpet, Varies, Laminate, Hardwood
Appliances None
Fireplace None
Basement Full, Partially Finished
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing Fenced
Patio/Porch Enclosed, Patio

Parking

Garage Spaces 1
Has Garage Yes
Features Paved Drive, Off Street, Tandem
Total Spaces 4

Utilities

Electric 100 Amp Service
Water Public, Individual Meter
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $7,971
Assessed Value $694,300

Interior Features

Flooring: Tile, Carpet, Varies, Laminate, Hardwood
Appliances:
Interior Features:
Windows: Insulated Windows
Basement: Full, Partially Finished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas, Electric
Water Source: Public, Individual Meter
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Tandem

Location

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Neighborhood

South Lowell

189 Charles Street, Lowell MA 01852

Lowell, MA 01852

Walkability

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Nearby Schools

School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

3 schools
B
Rogers STEM Academy
0.3 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.4 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
Immaculate Conception School
0.4 mi
Grades PK-08
M

Middle Schools

3 schools
B-
Kathryn P. Stoklosa Middle School
1.0 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
1.0 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.2 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

3 schools
F
Lowell Middlesex Academy Charter School
0.4 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.8 mi
Grades 09-12
F
The Career Academy
1.0 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $664
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 5, 2026
$949,900
Original listing
Agent: Michelle Walker Office: Gibson Sotheby's International Realty

Price & Status History

Date Event Price Change
Mar 5, 2026 New Listing Added $949,900

Market Statistics

Time on Market
4 hours 18 minutes
Price per Sq Ft
$245

Tax History

Year Taxes Assessment
2025 $7,971 $694,300

Financial Details

Annual Property Tax
$7,971
Tax Year 2025
Assessed Value
$694,300

Listing Information

Listing Agent Michelle Walker
Listing Office Gibson Sotheby's International Realty
Agent MLS ID CN210453
Office MLS ID AN7849
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lowell, MA

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