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179 Waterford St, Gardner MA 01440

Gardner, MA 01440
$349,900
Est. $2,265/month
4
Beds
1.5
Baths
2,052
Sq Ft
$171
Price/Sq Ft
0.00
Acres
1937
Year Built
Single Family Residence
Type
16 hours 29 minutes
Time on Market
Active Listed Jan 20, 2026 • MLS# 73470264 Copied!

About this home

WARM, COZY AND READY TO MOVE RIGHT IN! This charming 4 bedroom/1.5 bath colonial features original beautiful hardwood floors through out most of first floor. Bright & Open Dining & Living room. Master bedroom has double closets and plenty of storage space in other bedrooms. Spacious eat in kitchen with French doors to side deck. Mud room leads to large yard. Finished basement with bonus room and half bath. Located in quiet neighborhood and convenient to schools shopping and highway.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1937
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,052 sq ft
Total Rooms
9

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1937
Living Area 2,052 sq ft
Lot Size 0.0000
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 9

Interior

Heating Electric Baseboard, Oil
Cooling None
Flooring Wood, Tile, Laminate
Appliances Electric Water Heater, Range, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry
Laundry In Basement
Features Bonus Room, Home Office

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Features Off Street
Total Spaces 5

Utilities

Electric Circuit Breakers, 100 Amp Service, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,543
Assessed Value $246,700

Interior Features

Flooring: Wood, Tile, Laminate
Appliances: Electric Water Heater, Range, Refrigerator
Interior Features: Bonus Room, Home Office
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry
Laundry: In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1937
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Electric Baseboard, Oil
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck
Patio & Porch: Porch, Deck
Fencing:
Other Structures: Workshop
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 5
Parking Features: Off Street

Location

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Neighborhood

179 Waterford St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
1.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.8 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
1.1 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.7 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $295
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 20, 2026
$349,900
Original listing
Agent: Tammy C. Morrison Office: Tammy Morrison Real Estate

Price & Status History

Date Event Price Change
Jan 20, 2026 New Listing Added $349,900 —

Market Statistics

Time on Market
16 hours 29 minutes
Price per Sq Ft
$171

Tax History

Year Taxes Assessment
2025 $3,543 $246,700

Financial Details

Annual Property Tax
$3,543
Tax Year 2025
Assessed Value
$246,700

Listing Information

Listing Agent Tammy C. Morrison
Listing Office Tammy Morrison Real Estate
Agent MLS ID H8000003
Office MLS ID H95111
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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