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175 Cottage St # 205, Chelsea MA 02150

Chelsea, MA 02150
$369,900
Est. $2,865/month
1
Beds
1
Baths
786
Sq Ft
$471
Price/Sq Ft
2005
Year Built
Condominium
Type
4
Days on Market
Pending Listed Feb 13, 2026 • MLS# 73477019 Copied!

About this home

Welcome to Mill Creek Condominiums - located at 175 Cottage St U205 Chelsea, MA, this condominium presents an inviting home, meticulously maintained and ready for immediate occupancy. Built in 2005 this one-bedroom offers 786 sqft of living space just minutes from Downtown Boston. The MBTA Purple Line is right outside the building, providing direct access into Boston making it ideal for commuters seeking city proximity without Boston pricing. The unit includes deeded parking, additional deeded storage. The kitchen space is fully applianced with a kitchen bar and stone countertops. The well-appointed bathroom provides a spacious walk-in shower. The bedroom features two double-wide closets with direct bath access. Residents also enjoy the community pool and the ease of urban living in a professionally managed Suffolk County complex. The unit has been recently refreshed with new carpeting a professional paint job and other updates. Vacant and ready to show.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2005
Bedrooms
1
Full Bathrooms
1
Living Area
786 sq ft
Total Rooms
3
Stories
1
Entry Level
2
Main Level Bedrooms
1

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2005
Living Area 786 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Central, Forced Air, Natural Gas, Unit Control
Cooling Central Air, Unit Control
Flooring Wood, Tile, Carpet, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Washer/dryer, Range Hood
Fireplace None
Basement N
Laundry Laundry Closet, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor, In Unit
Features Entrance Foyer, High Speed Internet, Elevator

Exterior

Construction Brick, Block
Architecture None
Roof Rubber
Features Courtyard, Screens, Professional Landscaping
Pool Association, In Ground
Spa None
Fencing Security
Patio/Porch None

Parking

Features Deeded, Off Street, On Street, Guest, Driveway
Total Spaces 1

Utilities

Electric 110 Volts, Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $3,536
Assessed Value $307,200

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Washer/Dryer, Range Hood
Interior Features: Entrance Foyer, High Speed Internet, Elevator
Windows: Insulated Windows, Screens
Basement: N
Laundry: Laundry Closet, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor, In Unit
Security: Intercom, TV Monitor, Security Gate

Construction & Materials

Year Built: 2005
Structure Type: Mid-Rise
Exterior Materials: Brick, Block
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Central, Forced Air, Natural Gas, Unit Control
Heating Zones: 1
Cooling: Central Air, Unit Control
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Courtyard, Screens, Professional Landscaping
Patio & Porch:
Fencing: Security
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Deeded, Off Street, On Street, Guest, Driveway

Location

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Neighborhood

175 Cottage St # 205, Chelsea MA 02150

Chelsea, MA 02150

Walkability

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Nearby Schools

School District
Chelsea School District local
C-
⚠ School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
↓ 0.3% below state avg
E

Elementary Schools

3 schools
St. Rose Elementary School
0.5 mi
Grades PK-08
Shurtleff Early Childhood School
0.6 mi
779 students Less Diverse
Grades PK-01
Chelsea Virtual Learning Academy
0.7 mi
54 students Less Diverse
College Ready Curriculum
Grades K-12
M

Middle Schools

3 schools
D
Clark Avenue School
0.6 mi | #329 of 352 | Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.7 mi | #290 of 352 | Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.7 mi | #9 of 16 | Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
C-
East Boston High School
0.8 mi | #305 of 346 | Score: 37.3
Improved 31 spots from last year
-20.9 below state avg
1,252 students Less Diverse
14 sports • 584 athletes
Early College Program Rising School
Grades 07-12
East Boston High
0.8 mi
C
Chelsea Opportunity Academy
1.1 mi | #294 of 346 | Score: 59.3
Same rank as last year
132 students Less Diverse
College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $295
Homeowners Insurance $200
HOA Fee $500/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

⏳
Pending Sale
Feb 18, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 13, 2026
$369,900
Original listing
Office: Century 21 North East

Price & Status History

Date Event Price Change
Feb 13, 2026 New Listing Added $369,900 —

Market Statistics

Days on Market
4 days
Price per Sq Ft
$471

Tax History

Year Taxes Assessment
2025 $3,536 $307,200

Financial Details

Annual Property Tax
$3,536
Tax Year 2025
HOA Fee
$500
Monthly
Assessed Value
$307,200

Listing Information

Listing Agent Mark Warren
Listing Office Century 21 North East
Agent MLS ID BB903024
Office MLS ID AN4345
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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