1657 Cambridge Street, Cambridge MA 02138

Cambridge, MA 02138 • Harvard Square
$3,495,000
Est. $19,371/month
11
Beds
4
Baths
4,962
Sq Ft
$704
Price/Sq Ft
0.07
Acres
1903
Year Built
41
Days on Market
Pending Listed Oct 2, 2025 • MLS# 73438423 Copied!

About this home

This turn-of-the-century triple-decker blends timeless character with modern updates in an unbeatable Harvard Square location. All units are over 1,300sf. Unit 3 is leased through June 2026 and Unit 1 & 2 are leased through May 2026, & generate over $18,000/month in rent. Updates include a 2018 3rd floor renovation - new kitchen, 2 new baths, in-unit laundry, and central air. 2021 roof, 2022 windows, refreshed kitchens in units 1 & 2, stainless steel appliances throughout, bathroom upgrades and newer hot water heaters.These sleek modern upgrades intertwine beautifully with the character of this circa 1903 home, including high ceilings, original floors, pocket doors, bay windows and crown molding. Ample closet space and great flow, plus large, private rear decks. Well-maintained and consistently improved, the property produces over $219K annually, making this home a strong income generator with long-term appreciation potential in one of Greater Boston’s most competitive markets.

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1903
Bedrooms
11
Full Bathrooms
4
Living Area
4,962 sq ft
Total Rooms
18
Stories
3
Levels
3

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 3 Family
Year Built 1903
Living Area 4,962 sq ft
Lot Size 0.07 acres
Bedrooms 11
Full Baths 4
Total Rooms 18

Interior

Heating Central, Natural Gas, Forced Air
Cooling Window Unit(s), Central Air, Unit Control
Flooring Wood, Tile, Varies, Carpet, Stone/ceramic Tile
Appliances Washer, Dryer, Range, Dishwasher, Disposal, Microwave, Refrigerator, Range Hood
Fireplace Wood Burning
Fireplaces 3
Basement Full, Interior Entry, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Storage, Laundry Room, Pantry, Crown Molding, Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Open Floorplan, Remodeled, Bathroom With Tub & Shower, Bathroom With Shower Stall, Smart Thermostat, Living Room, Dining Room, Kitchen

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Balcony/deck, Rain Gutters, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch, Covered

Parking

Features None

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $17,986
Assessed Value $2,832,500

Interior Features

Flooring: Wood, Tile, Varies, Carpet, Stone/Ceramic Tile
Appliances: Washer, Dryer, Range, Dishwasher, Disposal, Microwave, Refrigerator, Range Hood
Interior Features: Storage, Laundry Room, Pantry, Crown Molding, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Open Floorplan, Remodeled, Bathroom With Tub & Shower, Bathroom with Shower Stall, Smart Thermostat, Living Room, Dining Room, Kitchen
Windows: Picture Window, Box/Bay/Bow Window(s), Insulated Windows, Screens
Basement: Full, Interior Entry, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1903
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Other
Stories: 3

Heating, Cooling & Utilities

Heating: Central, Natural Gas, Forced Air
Heating Zones: 3
Cooling: Window Unit(s), Central Air, Unit Control
Cooling Zones: 1
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters, Garden
Patio & Porch: Porch, Covered
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Parking Features:

Special Features

Fireplaces: 3
Fireplace Type: Wood Burning
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University

Location

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Neighborhood

Harvard Square

1657 Cambridge Street, Cambridge MA 02138

Cambridge, MA 02138

Walkability

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Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,499
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 2, 2025
$3,495,000
Original listing
Office: Gibson Sotheby's International Realty

Price & Status History

Date Event Price Change
Oct 2, 2025 New Listing Added $3,495,000

Market Statistics

Days on Market
41 days
Price per Sq Ft
$704

Tax History

Year Taxes Assessment
2025 $17,986 $2,832,500

Financial Details

Annual Property Tax
$17,986
Tax Year 2025
Assessed Value
$2,832,500

Listing Information

Listing Agent Susan Condrick
Listing Office Gibson Sotheby's International Realty
Agent MLS ID BB804703
Office MLS ID AN2064
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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