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165 Cottage St # 410, Chelsea MA 02150

Chelsea, MA 02150
$400,000
Est. $3,198/month
2
Beds
1.5
Baths
934
Sq Ft
$428
Price/Sq Ft
0.00
Acres
1987
Year Built
Condominium
Type
5
Days on Market
Pending Listed Feb 4, 2026 • MLS# 73474459 Copied!

About this home

Added OH Sunday 12-1:30! Love where you live! Move-in-ready, updated and well maintained 2BR, 1.5BA unit at Mill Creek. Prime commuter location, Avoid traffic by leaving your car in the deeded garage space and take the Silverline (just steps away) directly to Logan airport or to South Station. Unit features open concept LR/DR, in-unit laundry, Central Air, recessed lighting, granite counters, a private balcony and plenty of closet storage. 2014 heating system, 2024 hot water tank. The complex offers a community gym, outdoor swimming pool, a gated entrance for security, visitor parking and on site management. Take advantage of the Chelsea residential tax exemption. Spacious, Clean and freshly painted. Nothing to do but unpack. Get a jump on the Spring market! At the Gate dial 1410 and Use Visitor parking. Go Pats!

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
934 sq ft
Total Rooms
5
Stories
7
Entry Level
4
Main Level Bedrooms
2

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1987
Living Area 934 sq ft
Lot Size 0.0000
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Central, Forced Air, Heat Pump, Electric, Unit Control
Cooling Central Air, Heat Pump, Unit Control
Flooring None
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry Closet - Linen, Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, First Floor, In Unit
Features None

Exterior

Construction None
Architecture None
Roof None
Features Balcony
Pool Association, In Ground
Spa None
Fencing Security
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Under, Deeded, Off Street, Common, Guest
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,124
Assessed Value $358,300

Interior Features

Flooring:
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: N
Laundry: Closet - Linen, Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, First Floor, In Unit
Security: TV Monitor, Security Gate

Construction & Materials

Year Built: 1987
Structure Type: Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories: 7

Heating, Cooling & Utilities

Heating: Central, Forced Air, Heat Pump, Electric, Unit Control
Heating Zones: 1
Cooling: Central Air, Heat Pump, Unit Control
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch:
Fencing: Security
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Under, Deeded, Off Street, Common, Guest

Location

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Neighborhood

165 Cottage St # 410, Chelsea MA 02150

Chelsea, MA 02150

Walkability

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Nearby Schools

School District
Chelsea School District local
C-
⚠ School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
↓ 0.3% below state avg
E

Elementary Schools

7 schools
St. Rose Elementary School
0.5 mi
Grades PK-08
Chelsea Virtual Learning Academy
0.7 mi
54 students Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.6 mi
779 students Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
0.8 mi | #287 of 824 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
455 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.8 mi | #406 of 824 | Score: 47.6
Improved 100 spots from last year
-10.6 below state avg
430 students Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.8 mi | #663 of 824 | Score: 37.9
Improved 46 spots from last year
-20.4 below state avg
472 students Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.8 mi | #642 of 824 | Score: 38.6
Improved 188 spots from last year
-19.6 below state avg
527 students Less Diverse
Rising School
Grades 01-04
M

Middle Schools

3 schools
D
Clark Avenue School
0.6 mi | #329 of 352 | Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.7 mi | #290 of 352 | Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.7 mi | #9 of 16 | Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Seaport Academy School
1.3 mi
Grades 07-12
C
Chelsea Opportunity Academy
1.1 mi | #294 of 346 | Score: 59.3
Same rank as last year
132 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.1 mi | #283 of 346 | Score: 42.9
Improved 25 spots from last year
-15.3 below state avg
1,649 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $344
Homeowners Insurance $200
HOA Fee $632/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

⏳
Pending Sale
Feb 10, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 4, 2026
$400,000
Original listing
Office: Coldwell Banker Realty - Cambridge

Price & Status History

Date Event Price Change
Feb 4, 2026 New Listing Added $400,000 —

Market Statistics

Days on Market
5 days
Price per Sq Ft
$428

Tax History

Year Taxes Assessment
2025 $4,124 $358,300

Financial Details

Annual Property Tax
$4,124
Tax Year 2025
HOA Fee
$632
Monthly
Assessed Value
$358,300

Listing Information

Listing Agent Carol Henriquez
Listing Office Coldwell Banker Realty - Cambridge
Agent MLS ID BB809921
Office MLS ID AN6200
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Chelsea, MA

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