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164 Railroad St, Belchertown MA 01007

Belchertown, MA 01007
$570,000
Est. $3,718/month
3
Beds
2.5
Baths
2,571
Sq Ft
$222
Price/Sq Ft
1.68
Acres
2010
Year Built
75
Days on Market
Pending Price Drop -$5,000 Listed Dec 11, 2025 • MLS# 73461614 Copied!

About this home

Well-laid-out 3-bedroom, 2.5-bath ranch set on 1.68 private acres, offering comfortable single-level living with solid systems in place. Built in 2010, the home features wood floors, cathedral ceilings, abundant natural light, and a spacious 13×5 pantry. The primary suite includes a 10×8 walk-in closet and a double-sink bath. The walkout basement includes approximately 300 sq ft of finished bonus space, with additional framed areas providing flexibility for future use, workspace, or storage. Recent improvements include a newer roof shingles 2023, gutter guards, updated appliances, solar panels, WiFi-capable sprinkler system, 500-gallon underground propane tank, tankless hot water, and an above-ground pool added in recent years. Solar panels are designed to significantly offset electric usage. Composite decking and the private setting create a tucked-away feel while remaining convenient to town

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2010
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,571 sq ft
Total Rooms
5

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2010
Living Area 2,571 sq ft
Lot Size 1.68 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 5

Interior

Heating Forced Air, Propane
Cooling Central Air
Flooring Wood, Tile, Carpet, Flooring - Wall To Wall Carpet
Appliances Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Radon Remediation System, Concrete
Laundry Bathroom - Half, Flooring - Stone/ceramic Tile, First Floor
Features Storage, Home Office, Central Vacuum, Internet Available - Unknown

Exterior

Construction Frame, Conventional (2x4-2x6)
Architecture Ranch
Roof Shingle
Features Deck, Pool - Above Ground, Rain Gutters, Storage, Sprinkler System, Fenced Yard
Pool Above Ground
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 7

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,634
Assessed Value $526,100

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Wall to Wall Carpet
Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Storage, Home Office, Central Vacuum, Internet Available - Unknown
Windows: Insulated Windows
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Radon Remediation System, Concrete
Laundry: Bathroom - Half, Flooring - Stone/Ceramic Tile, First Floor
Security:

Construction & Materials

Style: Ranch
Year Built: 2010
Structure Type:
Exterior Materials: Frame, Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Propane
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Pool - Above Ground, Rain Gutters, Storage, Sprinkler System, Fenced Yard
Patio & Porch: Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Underground Storage Tank, Cleared
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 7
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Walk/Jog Trails, Conservation Area, Public School

Location

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Neighborhood

164 Railroad St, Belchertown MA 01007

Belchertown, MA 01007

Walkability

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Nearby Schools

School District
Belchertown School District local
B-
School Safety 2024-25
1.0% Low
1.0% Suspensions 1.2% In-School
4.5% below state avg
E

Elementary Schools

1 school
C-
Old Mill Pond School
1.3 mi | #702 of 824 | Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students Moderate
Grades PK-06
H

High Schools

2 schools
C
Pathfinder Regional Vocational-Technical High School
0.9 mi | #265 of 346 | Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students Less Diverse
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
B-
Palmer High School
1.4 mi | #200 of 346 | Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students Moderate
15 sports • 550 athletes
Rising School College Ready Curriculum Strong Athletics
Grades 07-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $636
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
0.9%
Price Range

Property Timeline

📋
Status: Active under contract
Feb 15, 2026
Active → Active Under Contract
Pending Sale
Feb 14, 2026
Offer accepted, sale pending
Price Reduced
Jan 14, 2026
$570,000 $5,000 (-0.87%)
From $575,000 to $570,000 (-0.9%)
🏠
Listed for Sale
Dec 11, 2025
$575,000
Original listing
Office: Real Broker MA, LLC

Price & Status History

Date Event Price Change
Feb 15, 2026 Status: Active under contract $0
Jan 14, 2026 Price Changed $570,000 -$5,000
Dec 11, 2025 New Listing Added $575,000

Market Statistics

Days on Market
75 days
Price per Sq Ft
$222
Total Price Drop
-$5,000

Tax History

Year Taxes Assessment
2025 $7,634 $526,100

Financial Details

Annual Property Tax
$7,634
Tax Year 2025
Assessed Value
$526,100

Listing Information

Listing Agent Hector Lopez Ramos
Listing Office Real Broker MA, LLC
Agent MLS ID M8001031
Office MLS ID AN8754
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Belchertown, MA

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