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154 Oak St, Gardner MA 01440

Gardner, MA 01440
$560,000
Est. $3,459/month
5
Beds
2
Baths
2,887
Sq Ft
$194
Price/Sq Ft
0.15
Acres
1920
Year Built
Multi Family
Type
47
Days on Market
Active Price Drop -$39,900 Open House Listed Mar 11, 2026 • MLS# 73485526 Copied!

About this home

WOW!! Here is YOUR Opportunity with the last seller price reduction with this HUGE 2 family!! Owner has a home under contract! 5K credit close TOO!This incredible property has been upgraded during home ownership.The spacious 3 BR unit blends modern touches w/ classic features along with 2 levels of living!The designer kitchen is fully applianced,pantry,lots of cabinets & counter space to include a center island!Formal dining room with marble floors! Large Living room,cozy sun porch.Stylish renovated full bath.1st level boasts open concept living with a contemporary kitchen, a large sun filled living room! Full bath & 2 bedrooms! Laundry w/ washer-dryer. All new flooring! Parking for 4.Upgrades include new furnace, rubber porch roof, see seller upgrade Doc! Separate utilities & Landlord panel! Fenced yard ready for entertaining!Perfect for owner occupied or Investment!Close to major highways, shopping & restaurants.

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
5
Full Bathrooms
2
Living Area
2,887 sq ft
Total Rooms
13
Stories
4
Levels
4

Open House Schedule

02
May
Saturday, May 2
1:00 PM - 2:30 PM EDT
03
May
Sunday, May 3
11:00 AM - 12:30 PM EDT

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 2,887 sq ft
Lot Size 0.15 acres
Bedrooms 5
Full Baths 2
Total Rooms 13

Interior

Heating Baseboard, Oil, Individual, Unit Control
Cooling None, Window Unit(s)
Flooring Tile, Vinyl, Carpet, Varies, Laminate, Marble, Stone / Slate, Stone/ceramic Tile
Appliances Range, Dishwasher, Washer, Dryer, Trash Compactor, Refrigerator
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete
Laundry Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Storage, Crown Molding, High Speed Internet, Bathroom With Tub & Shower, Remodeled, Pantry, Living Room, Kitchen, Mudroom, Dining Room, Office/den, Sunroom

Exterior

Construction Frame
Architecture None
Roof Slate, Rubber
Features Balcony/deck, Balcony
Pool None
Spa None
Fencing Fenced
Patio/Porch Enclosed

Parking

Features Shared Driveway, Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,128
Assessed Value $357,100

Interior Features

Flooring: Tile, Vinyl, Carpet, Varies, Laminate, Marble, Stone / Slate, Stone/Ceramic Tile
Appliances: Range, Dishwasher, Washer, Dryer, Trash Compactor, Refrigerator
Interior Features: Ceiling Fan(s), Storage, Crown Molding, High Speed Internet, Bathroom With Tub & Shower, Remodeled, Pantry, Living Room, Kitchen, Mudroom, Dining Room, Office/Den, Sunroom
Windows: Storm Window(s)
Basement: Full, Walk-Out Access, Interior Entry, Concrete
Laundry: Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Slate, Rubber
Foundation: Stone, Brick/Mortar, Irregular
Stories: 4

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Individual, Unit Control
Cooling: None, Window Unit(s)
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Balcony
Patio & Porch: Enclosed
Fencing: Fenced
Other Structures:
Lot Features: Easements
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Shared Driveway, Off Street

Location

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Neighborhood

154 Oak St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $427
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

4
Price Changes
6.7%
Price Range

Property Timeline

↓
Price Reduced
Apr 27, 2026
$560,000 $15,000 (-2.61%)
From $575,000 to $560,000 (-2.6%)
↓
Price Reduced
Apr 26, 2026
$575,000 $4,900 (-0.84%)
From $579,900 to $575,000 (-0.8%)
↓
Price Reduced
Apr 23, 2026
$579,900 $5,000 (-0.85%)
From $584,900 to $579,900 (-0.8%)
↓
Price Reduced
Apr 15, 2026
$584,900 $15,000 (-2.5%)
From $599,900 to $584,900 (-2.5%)
👁️
Showing Instructions Updated
Apr 14, 2026
New showing requirements
•
Back On Market
Apr 8, 2026
Active
📋
Status: Active under contract
Mar 21, 2026
Active → Active Under Contract
⏳
Pending Sale
Mar 21, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Mar 11, 2026
$599,900
Original listing
Office: Keller Williams Realty North Central

Price & Status History

Date Event Price Change
Apr 27, 2026 Price Changed $560,000 -$15,000
Apr 26, 2026 Price Changed $575,000 -$4,900
Apr 23, 2026 Price Changed $579,900 -$5,000
Apr 15, 2026 Price Changed $584,900 -$15,000
Mar 21, 2026 Status: Active under contract $0 —
Mar 11, 2026 New Listing Added $599,900 —

Market Statistics

Days on Market
47 days
Price per Sq Ft
$194
Total Price Drop
-$39,900

Tax History

Year Taxes Assessment
2025 $5,128 $357,100

Financial Details

Annual Property Tax
$5,128
Tax Year 2025
Assessed Value
$357,100

Listing Information

Listing Agent Danye Doucette
Listing Office Keller Williams Realty North Central
Agent MLS ID G8002408
Office MLS ID K95580
Listing Data Updated Apr 27, 2026 2:24 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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