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154 Oak St, Gardner MA 01440

Gardner, MA 01440
$599,900
Est. $3,661/month
5
Beds
2
Baths
2,887
Sq Ft
$208
Price/Sq Ft
0.15
Acres
1920
Year Built
Multi Family
Type
2
Days on Market
Active Open House Listed Mar 11, 2026 • MLS# 73485526 Copied!

About this home

Large Updated Two-Family with Separate Utilities Great for owner occupant and investors! Well-maintained home with bright, spacious rooms. Recent updates within the past three years include a new furnace, rubber roof, laminate flooring, tile shower, and bathroom vanity. The first-floor, unit is vacant and features kitchen, living room with mantle space for an electric fireplace, two bedrooms, laundry and a bathroom with electric heat blower. The 2nd unit entry has luxury vinyl tile, and spans two levels. The kitchen features a center island with double oven stove and USB outlet, linoleum flooring, plus a pantry area with dishwasher. Additional highlights include a formal dining room with chandelier and marble flooring, a sunroom, and an extra room. Crown molding and high ceilings adds character throughout. The upper level offers three additional bedrooms. Exterior features: 4 off-street parking, fenced backyard. Market rent is @ $2000 -$2300. Don’t miss this opportunity!

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
5
Full Bathrooms
2
Living Area
2,887 sq ft
Total Rooms
13
Stories
4
Levels
4

Open House Schedule

14
Mar
Saturday, March 14
11:00 AM - 1:00 PM EDT

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 2,887 sq ft
Lot Size 0.15 acres
Bedrooms 5
Full Baths 2
Total Rooms 13

Interior

Heating Baseboard, Oil, Individual, Unit Control
Cooling None, Window Unit(s)
Flooring Tile, Vinyl, Carpet, Varies, Laminate, Marble, Stone / Slate, Stone/ceramic Tile
Appliances Range, Dishwasher, Washer, Dryer, Trash Compactor, Refrigerator
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete
Laundry Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Storage, Crown Molding, High Speed Internet, Bathroom With Tub & Shower, Remodeled, Pantry, Living Room, Kitchen, Mudroom, Dining Room, Office/den, Sunroom

Exterior

Construction Frame
Architecture None
Roof Slate, Rubber
Features Balcony/deck, Balcony
Pool None
Spa None
Fencing Fenced
Patio/Porch Enclosed

Parking

Features Shared Driveway, Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,128
Assessed Value $357,100

Interior Features

Flooring: Tile, Vinyl, Carpet, Varies, Laminate, Marble, Stone / Slate, Stone/Ceramic Tile
Appliances: Range, Dishwasher, Washer, Dryer, Trash Compactor, Refrigerator
Interior Features: Ceiling Fan(s), Storage, Crown Molding, High Speed Internet, Bathroom With Tub & Shower, Remodeled, Pantry, Living Room, Kitchen, Mudroom, Dining Room, Office/Den, Sunroom
Windows: Storm Window(s)
Basement: Full, Walk-Out Access, Interior Entry, Concrete
Laundry: Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Slate, Rubber
Foundation: Stone, Brick/Mortar, Irregular
Stories: 4

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Individual, Unit Control
Cooling: None, Window Unit(s)
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Balcony
Patio & Porch: Enclosed
Fencing: Fenced
Other Structures:
Lot Features: Easements
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Shared Driveway, Off Street

Location

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Neighborhood

154 Oak St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $427
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 11, 2026
$599,900
Original listing
Office: Keller Williams Realty North Central

Price & Status History

Date Event Price Change
Mar 11, 2026 New Listing Added $599,900 —

Market Statistics

Days on Market
2 days
Price per Sq Ft
$208

Tax History

Year Taxes Assessment
2025 $5,128 $357,100

Financial Details

Annual Property Tax
$5,128
Tax Year 2025
Assessed Value
$357,100

Listing Information

Listing Agent Danye Doucette
Listing Office Keller Williams Realty North Central
Agent MLS ID G8002408
Office MLS ID K95580
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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