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146 Bay St, Springfield MA 01109

Springfield, MA 01109
$125,000
Est. $1,028/month
3
Beds
2
Baths
2,204
Sq Ft
$57
Price/Sq Ft
0.09
Acres
1914
Year Built
79
Days on Market
Pending Listed Oct 24, 2025 • MLS# 73447675 Copied!

About this home

146 Bay Street in Springfield offers a rare AS-IS opportunity with immense potential for the right buyer. This Colonial-style home features 3 bedrooms, 1 full bathroom, and 1,470 sq ft of living space, situated on a 4,199 sq ft lot. Whether you're looking to fix-and-flip or add to your rental portfolio, this property could be your next big win. Conveniently located near schools, parks, and commuter routes, this property presents a fantastic opportunity for someone ready to bring it back to life. If you're an experienced investor with a vision and a crew ready to go, this is your next project! See you at open house 11/29. Offers by 12/2.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1914
Bedrooms
3
Full Bathrooms
2
Living Area
2,204 sq ft
Total Rooms
8

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1914
Living Area 2,204 sq ft
Lot Size 0.09 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Wood, Plywood
Appliances Gas Water Heater
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Rubber
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch None

Parking

Features Off Street, On Street
Total Spaces 2

Utilities

Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,350
Assessed Value $149,900

Interior Features

Flooring: Wood, Plywood
Appliances: Gas Water Heater
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1914
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, On Street

Location

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Neighborhood

146 Bay St, Springfield MA 01109

Springfield, MA 01109

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
F
William N. DeBerry School
0.4 mi | #807 of 824 | Score: 26.5
Improved 10 spots from last year
-31.7 below state avg
483 students Moderate
Grades PK-05
F
Benjamin Swan Elementary
0.4 mi | #800 of 824 | Score: 28.0
Improved 24 spots from last year
-30.2 below state avg
486 students Moderate
Rising School
Grades PK-05
D
The Springfield Virtual School
0.8 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
M

Middle Schools

3 schools
Springfield Commonwealth Academy
1.1 mi
Grades 06-08
C+
STEM Middle Academy
1.1 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
F
South End Middle School
1.3 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
H

High Schools

3 schools
F
Phoenix Academy Public Charter High School, Springfield
0.4 mi | #340 of 346 | Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
0.5 mi | #123 of 346 | Score: 74.4
Same rank as last year
25 students Moderate
College Ready Curriculum
Grades 09-12
C-
High School of Commerce
0.6 mi | #286 of 346 | Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students Moderate
11 sports • 554 athletes
Early College Program College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $196
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Dec 11, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Oct 24, 2025
$125,000
Original listing
Agent: Alexander Cordero Office: Witman Properties, Inc.
🏠
Listed for Sale
Oct 24, 2025
$125,000
Original listing
Agent: Alexander Cordero Office: Witman Properties, Inc.
🏠
Listed for Sale
Oct 24, 2025
$125,000
Original listing
Agent: Alexander Cordero Office: Witman Properties, Inc.

Price & Status History

Date Event Price Change
Oct 24, 2025 New Listing Added $125,000
Oct 24, 2025 New Listing Added $125,000
Oct 24, 2025 New Listing Added $125,000

Market Statistics

Days on Market
79 days
Price per Sq Ft
$57

Tax History

Year Taxes Assessment
2025 $2,350 $149,900

Financial Details

Annual Property Tax
$2,350
Tax Year 2025
Assessed Value
$149,900

Listing Information

Listing Agent Alexander Cordero
Listing Office Witman Properties, Inc.
Agent MLS ID CN207711
Office MLS ID AC1494
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

Real-time market trends and pricing data for this area

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