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14 Cross St, Reading MA 01867

Reading, MA 01867
$452,000
Est. $2,933/month
3
Beds
2
Baths
1,260
Sq Ft
$359
Price/Sq Ft
0.13
Acres
1860
Year Built
19
Days on Market
Closed Listed Oct 4, 2017 • MLS# 72238301 Copied!

About this home

Picture book pretty. New England Colonial in turn key condition. Wonderful cozy open floor plan, designed to entertain. The fully renovated kitchen features all new stainless steel appliances, granite counters, breakfast bar and is open to dining area and the fireplace living room. Gorgeous hardwood floors throughout the first floor. Lots of custom recessed lighting. 1st floor includes a master bedroom and full bath. Two second floor bedrooms and/or office plus gorgeous 3/4 tiled bath and laundry. Two new Ductless AC units. Private front yard.

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Public Records

Current Owner

Owner GIGGEY MATTHEW K
Mailing Address 14 CROSS ST, READING, MA, 01867

Land Use

Use Code 101
Description Single Family
Zoning S15
Style CONVENT`NL

Tax Information

Assessed Value $677,900
Tax Rate $12.38 per $1,000
Base Tax $8,392
CPA Surcharge 1.5% ($107)
Estimated Annual Tax $8,500

Assessment History

Year Land Building Total Change
FY2026 $412,200 $265,200 $677,900

Sale History

Date Price Book/Page
Jul 30, 2020 $511,500 75248/254

Municipal Context: READING

Median Home Value $665,000
Avg SF Tax Bill $8,230
Residential Tax Rate $12.38/1000
CPA Surcharge 1.5%
County Middlesex
Match: geocode_proximity (89.6% confidence) · Data as of Mar 8, 2026

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1860
Bedrooms
3
Full Bathrooms
2
Living Area
1,260 sq ft
Total Rooms
6

Sale Statistics

Sale Overview
Original List Price: $459,900
Final Sale Price: $452,000
Difference: $7,900 (-1.7%)
Performance Metrics
98.3%
List to Sale Ratio
Sold below asking price
19
Days on Market
Quick sale
Price per Square Foot Analysis
Original $/sq ft: $365
Sale $/sq ft: $359
This property sold for $359 per square foot
Sale Summary

This property sold for 1.7% below the original asking price.

With only 19 days on market, this was a quick sale compared to typical market conditions.

Nearby Sales Comparison

Based on 3 similar properties sold within 0.5 miles in the last 90 days

This Property
$359/sq ft
Area Average
$473/sq ft
Difference
24.1%

This property sold below the area average, potentially representing good value for the buyer.

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1860
Living Area 1,260 sq ft
Lot Size 0.13 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Forced Air, Oil
Cooling Wall Unit(s), Dual
Flooring Wood, Plywood, Tile, Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, Second Floor
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street
Total Spaces 2

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,373
Assessed Value $383,000

Interior Features

Flooring: Wood, Plywood, Tile, Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry: Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, Second Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1860
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 1
Cooling: Wall Unit(s), Dual
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Highway Access, House of Worship, Private School, Public School, T-Station

Location

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Neighborhood

14 Cross St, Reading MA 01867

Reading, MA 01867

Walkability

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Nearby Schools

School District
Reading School District local
A
School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
5.1% below state avg
E

Elementary Schools

6 schools
A
Joshua Eaton School
0.4 mi | #93 of 824 | Score: 59.7
Improved 34 spots from last year
+1.5 above state avg
388 students Moderate
Rising School Strong Attendance
Grades K-05
A
Alice M Barrows School
1.3 mi | #158 of 824 | Score: 56.8
Dropped 82 spots from last year
-1.5 below state avg
365 students Less Diverse
Strong Attendance
Grades K-05
RISE PreSchool
1.6 mi
116 students Moderate
Grades PK
A-
Birch Meadow School
1.8 mi | #240 of 824 | Score: 52.9
Dropped 160 spots from last year
-5.3 below state avg
359 students Moderate
Strong Attendance
Grades K-05
A
J. Warren Killam Elementary School
2.1 mi | #94 of 824 | Score: 59.7
Improved 18 spots from last year
+1.5 above state avg
406 students Moderate
Strong Attendance
Grades K-05
B+
Wood End Elementary School
2.9 mi | #275 of 824 | Score: 51.6
Dropped 192 spots from last year
-6.6 below state avg
236 students Less Diverse
Strong Attendance
Grades K-05
M

Middle Schools

2 schools
A
Walter S Parker Middle School
0.9 mi | #62 of 352 | Score: 54.7
Dropped 26 spots from last year
-3.6 below state avg
467 students Moderate
Grades 06-08
A
Arthur W Coolidge Middle School
1.8 mi | #43 of 352 | Score: 58.1
Improved 32 spots from last year
-0.1 below state avg
405 students Less Diverse
Rising School Strong Attendance
Grades 06-08
H

High Schools

2 schools
Austin Prep School
1.8 mi
Grades 06-12
A
Reading Memorial High School
1.6 mi | #65 of 346 | Score: 65.1
Dropped 5 spots from last year
+6.8 above state avg
1,094 students Less Diverse
18 sports • 2,420 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $448
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

45.1%
Price Range
35
Total Days on Market
2
Previous Sales

Property Timeline

Previous Transaction - MLS #72676293
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 30, 2020
$511,500
MLS #72676293
Sold
Nov 28, 2017
$452,000
Property sold
Days on Market: 35
🏠
Listed for Sale
Oct 4, 2017
$459,900
Original listing
Agent: Christopher Barrett Office: Barrett, Chris. J., REALTORS®
Previous Transaction - MLS #72100520
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 3, 2017
$281,000
MLS #72100520

Price & Status History

Date Event Price Change
Jul 30, 2020 Sold $511,500
Oct 4, 2017 New Listing Added $459,900
Jul 3, 2017 Sold $281,000

Market Statistics

Days on Market
19 days
Price per Sq Ft
$359

Tax History

Year Taxes Assessment
2017 $5,373 $383,000

Financial Details

Annual Property Tax
$5,373
Tax Year 2017
Assessed Value
$383,000

Listing Information

Listing Agent Christopher Barrett
Listing Office Barrett, Chris. J., REALTORS®
Agent MLS ID BB813103
Office MLS ID B50201
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Reading, MA

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