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134 Baker St, Gardner MA 01440

Gardner, MA 01440
$415,000
Est. $2,663/month
4
Beds
2
Baths
1,998
Sq Ft
$208
Price/Sq Ft
0.17
Acres
1922
Year Built
2 hours 6 minutes
Time on Market
Active Listed Mar 19, 2026 • MLS# 73489084 Copied!

About this home

Well Maintained 2 family , use as an owner occupied or investment . All the mechanicals have been updated , 2 boilers, plumbing , heating ,2 heat pumps for A/C or heat giving 2 heat sources, Electrical , updated bathrooms (with laundry ) and Kitchens with GRANITE counters, ROOF 2023. ALL UTILITIES METERED SEPARATELY. Interior Stairs , making it Ideal to use as a single family with 4 bedrooms if desired . The way the home is situated on the lot allows for both units to be at single level , 2nd floor has it's own private large composite deck out to it's own parking and SHED perfect for parking motorcycles and storage ; large enclosed porch and walk-up attic for future expansion or excellent storage. The 1st floor has it's own 2 parking spaces off street. HARDWOOD FLOORS . IN-UNIT LAUNDRY . LOW maintenance Vinyl siding , ample parking , updated heating , newer roof , make this a great find!

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1922
Bedrooms
4
Full Bathrooms
2
Living Area
1,998 sq ft
Total Rooms
8
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1922
Living Area 1,998 sq ft
Lot Size 0.17 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating Heat Pump, Propane
Cooling Heat Pump, Individual
Flooring Wood, Hardwood
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry Washer Hookup
Features Walk-up Attic, Storage

Exterior

Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed, Deck - Vinyl

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup

Financial

Annual Tax $4,380
Assessed Value $305,000

Interior Features

Flooring: Wood, Hardwood
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features: Walk-Up Attic, Storage
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1922
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block, Granite
Stories: 2

Heating, Cooling & Utilities

Heating: Heat Pump, Propane
Heating Zones: 2
Cooling: Heat Pump, Individual
Cooling Zones: 2
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed, Deck - Vinyl
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

134 Baker St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.8 mi
Grades K-08
C-
Gardner Elementary School
1.5 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.6 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.6 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.0 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $365
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 19, 2026
$415,000
Original listing
Agent: Giovanna Graves Office: Central Mass Real Estate

Price & Status History

Date Event Price Change
Mar 19, 2026 New Listing Added $415,000

Market Statistics

Time on Market
2 hours 6 minutes
Price per Sq Ft
$208

Tax History

Year Taxes Assessment
2025 $4,380 $305,000

Financial Details

Annual Property Tax
$4,380
Tax Year 2025
Assessed Value
$305,000

Listing Information

Listing Agent Giovanna Graves
Listing Office Central Mass Real Estate
Agent MLS ID H9500287
Office MLS ID H80011
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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