13 Washburn Terrace, Spencer MA 01562

Spencer, MA 01562
$400,000
Est. $2,413/month
2
Beds
1
Baths
816
Sq Ft
$490
Price/Sq Ft
0.26
Acres
1920
Year Built
11
Days on Market
Pending Listed Nov 25, 2025 • MLS# 73457748 Copied!

About this home

Welcome to your sanctuary on Brooks Pond in Spencer, MA. This charming 2-BR, 1-BA cottage opens the door to creative freedom with true waterfront living. Step onto the multi-level deck leading to the shoreline—perfect for sunrise coffee, kayaking, or casting a line. A private dock and boat launch invite a sunset cruise. Enjoy an outdoor shower and revitalize your soul beside the decorative water garden. Inside, this home is equipped for comfort with a pellet stove, two ductless mini-splits, a tankless Rinnai water heater, propane cooking, and a 200-amp electrical upgrade. The highlight of the property is the 24×12 studio-workshop with a 12×12 workspace, a 12×12 studio/bedroom, and a 6×12 fabrication room—ideal for woodworking, painting, or craft work. Let the pond be your inspiration while enjoying full modern systems that keep life “just off-grid” without sacrifice. This haven offers an unmatched lifestyle of artistic freedom. Schedule your showing today and let your imagination soar!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
816 sq ft
Total Rooms
5

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 816 sq ft
Lot Size 0.26 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Pellet Stove, Ductless
Cooling Ductless
Flooring Wood, Carpet, Laminate
Appliances Water Heater, Tankless Water Heater, Range, Refrigerator, Washer
Fireplace None
Basement None
Laundry Washer Hookup
Features Internet Available - Broadband

Exterior

Construction Frame
Architecture Cottage
Roof Shingle
Features Deck, Storage, Outdoor Shower, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street, Unpaved
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Gas Range, For Gas Oven, Washer Hookup

Financial

Annual Tax $2,288
Assessed Value $194,900

Interior Features

Flooring: Wood, Carpet, Laminate
Appliances: Water Heater, Tankless Water Heater, Range, Refrigerator, Washer
Interior Features: Internet Available - Broadband
Windows: Insulated Windows
Basement:
Laundry: Washer Hookup
Security:

Construction & Materials

Style: Cottage
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Slab

Heating, Cooling & Utilities

Heating: Pellet Stove, Ductless
Heating Zones: 3
Cooling: Ductless
Cooling Zones: 2
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage, Outdoor Shower, Stone Wall
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street, Unpaved

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Pond, Direct Access, Lake/Pond, 1/10 to 3/10 To Beach, Beach Ownership(Public)
View: Yes
View Type: Scenic View(s)
Community Amenities: Walk/Jog Trails, Laundromat, Conservation Area, House of Worship, Public School

Location

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Neighborhood

13 Washburn Terrace, Spencer MA 01562

Spencer, MA 01562

Walkability

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Schools

School information not available

Monthly Payment Calculator

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After down payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $191
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

🏠
Listed for Sale
Nov 25, 2025
$400,000
Original listing
Agent: Kurt Thompson Office: RE/MAX Liberty
🏠
Listed for Sale
Nov 25, 2025
$400,000
Original listing
Agent: Kurt Thompson Office: RE/MAX Liberty

Price & Status History

Date Event Price Change
Nov 25, 2025 New Listing Added $400,000
Nov 25, 2025 New Listing Added $400,000

Market Statistics

Days on Market
11 days
Price per Sq Ft
$490

Tax History

Year Taxes Assessment
2025 $2,288 $194,900

Financial Details

Annual Property Tax
$2,288
Tax Year 2025
Assessed Value
$194,900

Listing Information

Listing Agent Kurt Thompson
Listing Office RE/MAX Liberty
Agent MLS ID H4589966
Office MLS ID AN7689
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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