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123 Bay St, Springfield MA 01109

Springfield, MA 01109
$320,000
Est. $1,912/month
4
Beds
2
Baths
1,715
Sq Ft
$187
Price/Sq Ft
0.09
Acres
1907
Year Built
50
Days on Market
Active Price Drop -$10,000 Listed Nov 28, 2025 • MLS# 73458122 Copied!

About this home

Welcome to 123 Bay St, a beautifully renovated Springfield home offering modern comfort, fresh style, and thoughtful upgrades from top to bottom. This spacious property features 4 bedrooms, 2 full baths, and a fully finished attic, perfect as a bonus room, home office, playroom, or guest space. Step inside to discover an inviting open layout with brand-new flooring, updated lighting. The fully remodeled kitchen shines with new cabinetry, new countertops, and stainless-steel appliances ideal for cooking, entertaining, and everyday living. Both full bathrooms have been tastefully redesigned with modern fixtures and finishes. The home’s generous bedrooms provide plenty of space for rest and relaxation, while the finished attic adds valuable flexibility for your lifestyle needs. Enjoy year-round comfort with brand-new heating and central air conditioning systems, offering efficiency and peace of mind for the new owners. This home is truly move-in ready!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1907
Bedrooms
4
Full Bathrooms
2
Living Area
1,715 sq ft
Total Rooms
7

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1907
Living Area 1,715 sq ft
Lot Size 0.09 acres
Bedrooms 4
Full Baths 2
Total Rooms 7

Interior

Heating Natural Gas
Cooling Central Air
Flooring None
Appliances Tankless Water Heater, Range, Refrigerator
Fireplace None
Fireplaces 1
Basement Full
Laundry None
Features None

Exterior

Construction None
Architecture Colonial
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 2

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $1,124
Assessed Value $71,700

Interior Features

Flooring:
Appliances: Tankless Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1907
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, House of Worship, Public School

Location

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Neighborhood

123 Bay St, Springfield MA 01109

Springfield, MA 01109

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

10 schools
Your Educational Success Academy
0.8 mi
Grades K-12
D
The Springfield Virtual School
0.8 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
A
Alfred G. Zanetti Montessori Magnet School
1.1 mi | #3 of 16 | Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
432 students Diverse
Rising School
Grades PK-08
B+
Veritas Preparatory Charter School
1.2 mi | #10 of 25 | Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students Moderate
Early College Program Rising School
Grades 05-12
Academy Hill School
1.8 mi
Grades PK-08
St. Michael's Academy
2.0 mi
Grades PK-08
A+
Springfield Preparatory Charter School
2.2 mi | #2 of 16 | Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students Moderate
Rising School
Grades K-08
Grace Academy
2.3 mi
Grades K-12
Pioneer Valley Christian Academy
2.9 mi
Grades PK-12
Pioneer Valley Montessori School
3.8 mi
Grades PK-06
M

Middle Schools

10 schools
C
John J. Duggan Middle School
2.3 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
Springfield Commonwealth Academy
1.0 mi
Grades 06-08
C+
STEM Middle Academy
1.1 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
F
South End Middle School
1.2 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
C
Van Sickle Prep School
1.4 mi | #13 of 16 | Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.4 mi | #10 of 16 | Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students Moderate
Rising School
Grades 06-08
F
Forest Park Middle School
1.8 mi | #343 of 352 | Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students Diverse
Grades 06-08
Springfield Middle School
1.9 mi
18 students Less Diverse
Grades 06-08
F
Springfield Public Day Middle School
1.9 mi | #352 of 352 | Score: 19.6
Improved 14 spots from last year
-38.6 below state avg
60 students Diverse
Grades 06-08
D
Springfield Legacy Academy
2.2 mi | #16 of 16 | Score: 19.0
Improved 340 spots from last year
-39.2 below state avg
299 students Less Diverse
Rising School
Grades 06-08
H

High Schools

10 schools
C
Emergence Academy
0.5 mi | #21 of 25 | Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students Diverse
Rising School Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
0.7 mi | #303 of 346 | Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students Moderate
College Ready Curriculum
Grades 06-12
C-
Libertas Academy Charter School
1.1 mi | #292 of 346 | Score: 40.6
Improved 52 spots from last year
-17.7 below state avg
563 students Moderate
7 sports • 134 athletes
Rising School Strong Attendance
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.4 mi | #274 of 346 | Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
2.1 mi | #314 of 346 | Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students Moderate
Rising School College Ready Curriculum
Grades 06-12
F
Phoenix Academy Public Charter High School, Springfield
0.3 mi | #340 of 346 | Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
0.5 mi | #123 of 346 | Score: 74.4
Same rank as last year
25 students Moderate
College Ready Curriculum
Grades 09-12
C-
High School of Commerce
0.5 mi | #286 of 346 | Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students Moderate
11 sports • 554 athletes
Early College Program College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
1.1 mi | #338 of 346 | Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
C-
Springfield High School of Science and Technology
1.1 mi | #306 of 346 | Score: 37.1
Improved 4 spots from last year
-21.1 below state avg
1,091 students Moderate
13 sports • 870 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $94
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
3%
Price Range

Property Timeline

Price Reduced
Jan 8, 2026
$320,000 $10,000 (-3.03%)
From $330,000 to $320,000 (-3.0%)
🏠
Listed for Sale
Nov 28, 2025
$330,000
Original listing
Agent: Bascom Group Office: eXp Realty

Price & Status History

Date Event Price Change
Jan 8, 2026 Price Changed $320,000 -$10,000
Nov 28, 2025 New Listing Added $330,000

Market Statistics

Days on Market
50 days
Price per Sq Ft
$187
Total Price Drop
-$10,000

Tax History

Year Taxes Assessment
2025 $1,124 $71,700

Financial Details

Annual Property Tax
$1,124
Tax Year 2025
Assessed Value
$71,700

Listing Information

Listing Agent Bascom Group
Listing Office eXp Realty
Agent MLS ID TM354601
Office MLS ID AN8417
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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