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120 Mill St, New Bedford MA 02740

New Bedford, MA 02740
$579,999
Est. $3,581/month
4
Beds
4
Baths
2,820
Sq Ft
$206
Price/Sq Ft
0.11
Acres
1857
Year Built
4 Family - 4 Units Up/Down
Type
145
Days on Market
Active Price Drop -$50,000 Listed Oct 2, 2025 • MLS# 73438662 Copied!

About this home

Just steps from downtown, this property combines comfort with unmatched convenience. Each unit features efficient heating and cooling mini splits, ensuring year-round comfort. Commuters will love the easy access to the new South Coast Rail station, offering a seamless route to Boston and beyond. A short stroll brings you to lively restaurants, cafés, shopping, and the scenic waterfront, all just minutes away. With the neighborhood buzzing from new businesses, steady investment, and ongoing growth, this is a rare opportunity for both homeowners and investors alike.

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Property Overview

Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1857
Bedrooms
4
Full Bathrooms
4
Living Area
2,820 sq ft
Total Rooms
20
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 4 Family - 4 Units Up/Down
Year Built 1857
Living Area 2,820 sq ft
Lot Size 0.11 acres
Bedrooms 4
Full Baths 4
Total Rooms 20

Interior

Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Off Street, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,381
Assessed Value $475,800

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1857
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Granite
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot, Cleared, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street, Paved

Special Features

View: Yes
View Type: City View(s)
Community Amenities: Public Transportation, Shopping, Laundromat, Highway Access, House of Worship, Public School, T-Station

Location

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Neighborhood

120 Mill St, New Bedford MA 02740

New Bedford, MA 02740

Walkability

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Nearby Schools

School District
New Bedford School District local
C-
🎓 Where Graduates Go Class of 2021
31% attend college
13% 4-Year 18% 2-Year 4% Out of State 9% Working
⚠ School Safety 2024-25
6.0% Above Average
4.2% Suspensions 1.0% In-School 1.8% Emergency
↑ 0.5% above state avg
E

Elementary Schools

3 schools
Holy Family-Holy Name School
< 0.1 mi
Grades PK-08
C-
Sgt. William H. Carney Memorial Academy Elementary School
0.1 mi | #706 of 824 | Score: 35.2
Improved 110 spots from last year
-23 below state avg
618 students Very Diverse
Rising School Diverse Student Body
Grades K-05
West End Day Nursery School
0.2 mi
Grades PK
M

Middle Schools

3 schools
Nativity Prep School
0.4 mi
Grades 05-08
C-
Keith Middle School
1.1 mi | #306 of 352 | Score: 30.8
Dropped 17 spots from last year
-27.4 below state avg
949 students Diverse
Diverse Student Body
Grades 06-08
Our Sisters' School
1.3 mi
Grades 05-06
H

High Schools

3 schools
F
Whaling City Junior/Senior High School
0.2 mi | #337 of 346 | Score: 21.7
Improved 17 spots from last year
-36.5 below state avg
200 students Diverse
College Ready Curriculum Diverse Student Body
Grades 06-12
C
New Bedford High School
0.8 mi | #261 of 346 | Score: 45.3
Improved 40 spots from last year
-12.9 below state avg
2,878 students Diverse
19 sports • 1,326 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
C+
Fairhaven High School
1.4 mi | #211 of 346 | Score: 50.5
Dropped 8 spots from last year
-7.7 below state avg
568 students Moderate
17 sports • 1,168 athletes
Strong AP Program College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $448
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

2
Price Changes
5.7%
Price Range

Property Timeline

↓
Price Reduced
Feb 18, 2026
$579,999 $20,000 (-3.33%)
From $599,999 to $579,999 (-3.3%)
↓
Price Reduced
Jan 10, 2026
$599,999 $15,000 (-2.44%)
From $614,999 to $599,999 (-2.4%)
🏠
Listed for Sale
Oct 2, 2025
$614,999
Original listing
Agent: Kam Goldstone Office: RE/MAX Vantage

Price & Status History

Date Event Price Change
Feb 18, 2026 Price Changed $579,999 -$20,000
Jan 10, 2026 Price Changed $599,999 -$15,000
Oct 2, 2025 New Listing Added $614,999 —

Market Statistics

Days on Market
145 days
Price per Sq Ft
$206
Total Price Drop
-$50,000

Tax History

Year Taxes Assessment
2025 $5,381 $475,800

Financial Details

Annual Property Tax
$5,381
Tax Year 2025
Assessed Value
$475,800

Listing Information

Listing Agent Kam Goldstone
Listing Office RE/MAX Vantage
Agent MLS ID CN219088
Office MLS ID AN4523
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for New Bedford, MA

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BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

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