12 Lothrop St, Saugus MA 01906

Saugus, MA 01906
$589,000
Est. $3,652/month
3
Beds
1
Baths
1,268
Sq Ft
$465
Price/Sq Ft
0.37
Acres
1895
Year Built
48
Days on Market
Pending Price Drop -$131,000 Listed Sep 25, 2025 • MLS# 73436048 Copied!

About this home

Don’t miss this rare Saugus gem with 16,200 SqFt lot — full of potential and endless possibilities! This property features a fully renovated kitchen and two laundry areas, with all updates completed with permits. Enjoy peace of mind with brand-new electrical and plumbing systems.The large side yard offers plenty of space to expand the home or possibly build an additional unit (buyers to do due diligence). Oversized 2-car garage. Located just minutes from the historic Saugus Iron Works, police and fire departments, gas station, Dunkin’, pizza and ice cream shops, and local restaurants — this property is close to everything! Perfect for investors or families seeking a flexible, multi-use home with strong appreciation potential. Prime Location – High Demand Area. No street parking permit required.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1895
Bedrooms
3
Full Bathrooms
1
Living Area
1,268 sq ft
Total Rooms
6

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1895
Living Area 1,268 sq ft
Lot Size 0.37 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Hot Water, Natural Gas
Cooling Window Unit(s)
Flooring Tile, Vinyl, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry Laundry Chute, In Basement
Features Laundry Chute

Exterior

Construction Frame
Architecture Bungalow
Roof Shingle
Features Porch - Enclosed, Rain Gutters, Fenced Yard, Fruit Trees
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch - Enclosed

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Oversized, Paved Drive, Off Street, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven

Financial

Annual Tax $5,684
Assessed Value $532,200

Interior Features

Flooring: Tile, Vinyl, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Laundry Chute
Windows:
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: Laundry Chute, In Basement
Security:

Construction & Materials

Style: Bungalow
Year Built: 1895
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Hot Water, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Rain Gutters, Fenced Yard, Fruit Trees
Patio & Porch: Porch - Enclosed
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Oversized, Paved Drive, Off Street, Paved

Location

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Neighborhood

12 Lothrop St, Saugus MA 01906

Saugus, MA 01906

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $474
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Save $0/mo
Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Sep 25, 2025
$589,000
Original listing
Office: eXp Realty

Price & Status History

Date Event Price Change
Sep 25, 2025 New Listing Added $589,000

Market Statistics

Days on Market
48 days
Price per Sq Ft
$465
Total Price Drop
-$131,000

Tax History

Year Taxes Assessment
2025 $5,684 $532,200

Financial Details

Annual Property Tax
$5,684
Tax Year 2025
Assessed Value
$532,200

Listing Information

Listing Agent Marcia Pessanha
Listing Office eXp Realty
Agent MLS ID K7000071
Office MLS ID AC0342
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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