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12 Garden St, Franklin MA 02038

Franklin, MA 02038
$650,000
Est. $4,041/month
4
Beds
2
Baths
1,640
Sq Ft
$396
Price/Sq Ft
0.20
Acres
1906
Year Built
Multi Family
Type
17
Days on Market
Pending Listed Feb 3, 2026 • MLS# 73474009 Copied!

About this home

Well maintained two family located on a quiet dead end street just 0.2 miles from the town commons and 0.8 miles to the train. This property offers two 2-bedroom units, each with its own washer/dryer, separate heating system, and individual oil tank. Built in 1906, the home combines classic character with important updates, including a 2016 roof, newer basement windows, and new oil tanks. Hardwood flooring throughout. Exterior features include a refinished farmer’s porch, historical yellow cedar siding, and a spacious yard with an 8×12 shed. The attic has been re insulated. Each unit has off street parking for two cars. Convenient location with easy access to the train, town center, shops, and restaurants. Property is vacant and easy to show.

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1906
Bedrooms
4
Full Bathrooms
2
Living Area
1,640 sq ft
Total Rooms
9
Stories
2
Levels
2

Facts & Features

Central AC

Home Facts

Type Residential Income
Style Multi Family
Year Built 1906
Living Area 1,640 sq ft
Lot Size 0.20 acres
Bedrooms 4
Full Baths 2
Total Rooms 9

Interior

Heating Central, Forced Air, Oil, Individual
Cooling Central Air, None
Flooring Hardwood
Appliances Range, Refrigerator, Washer, Dryer, Washer/dryer
Fireplace None
Basement None
Laundry Electric Dryer Hookup, Washer Hookup
Features Mudroom, Bathroom With Tub & Shower, Smart Thermostat, Living Room, Dining Room, Kitchen

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch

Parking

Features Paved Drive, Off Street
Total Spaces 4

Utilities

Electric 110 Volts, 220 Volts, Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,649
Assessed Value $572,200

Interior Features

Flooring: Hardwood
Appliances: Range, Refrigerator, Washer, Dryer, Washer/Dryer
Interior Features: Mudroom, Bathroom With Tub & Shower, Smart Thermostat, Living Room, Dining Room, Kitchen
Windows: Insulated Windows
Basement:
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1906
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Central, Forced Air, Oil, Individual
Heating Zones: 2
Cooling: Central Air, None
Cooling Zones: 1
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Level
Road Frontage: 90.00 ft
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

12 Garden St, Franklin MA 02038

Franklin, MA 02038

Walkability

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Nearby Schools

School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
✓ School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
↓ 4.8% below state avg
E

Elementary Schools

7 schools
Amego School
1.5 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
2.5 mi | #64 of 352 | Score: 54.5
Improved 16 spots from last year
-3.7 below state avg
898 students Diverse
Grades K-08
Franklin Early Childhood Development Center
0.4 mi
142 students Diverse
Diverse Student Body
Grades PK
Lincoln Street K-2 Elementary School
1.2 mi
Grades K-02
Lincoln Street 3-5 Elementary School
1.2 mi
Grades 03-05
Washington Street K-2 Elementary School
2.9 mi
Grades K-02
Washington Street 3-5 Elementary School
2.9 mi
Grades 03-05
M

Middle Schools

1 school
Franklin Middle School
0.4 mi
Grades 06-08
H

High Schools

2 schools
A
Franklin High School
0.6 mi | #57 of 346 | Score: 66.1
Improved 35 spots from last year
+7.9 above state avg
1,453 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
A-
Tri-County Regional Vocational Technical
1.2 mi | #92 of 346 | Score: 60.8
Improved 46 spots from last year
+2.6 above state avg
1,000 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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After down payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $554
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Feb 8, 2026
Active → Active Under Contract
⏳
Pending Sale
Feb 8, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 3, 2026
$650,000
Original listing
Agent: Derek Greene Office: The Greene Realty Group

Price & Status History

Date Event Price Change
Feb 8, 2026 Status: Active under contract $0 —
Feb 3, 2026 New Listing Added $650,000 —

Market Statistics

Days on Market
17 days
Price per Sq Ft
$396

Tax History

Year Taxes Assessment
2025 $6,649 $572,200

Financial Details

Annual Property Tax
$6,649
Tax Year 2025
Assessed Value
$572,200

Listing Information

Listing Agent Derek Greene
Listing Office The Greene Realty Group
Agent MLS ID CT004394
Office MLS ID K95593
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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