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109 N Lake Ave, Southwick MA 01077

Southwick, MA 01077
$525,000
Est. $3,092/month
3
Beds
1.5
Baths
1,257
Sq Ft
$418
Price/Sq Ft
0.17
Acres
1930
Year Built
Single Family Residence
Type
1
Days on Market
Active Listed Dec 17, 2025 • MLS# 73462599 Copied!

About this home

WATERFRONT LIVING ON CONGAMOND LAKE’S NORTH POND!Welcome to your fully renovated water’s-edge oasis with private dock and lake views — the perfect blend of modern comfort and classic lakeside lifestyle.This completely remodeled home was transformed with meticulous attention to detail, including new roof, multi-level decks, and a 200-amp electric panel installed in 11/2024. Everything else was updated in 2025, featuring all-new wiring, plumbing, insulation, flooring, kitchen, appliances, full and half baths, plus energy-efficient mini-split HVAC systems.Walk right in to modern living with two spacious bedrooms and laundry on the first level, and a flexible second-level space ideal as a third bedroom, recreation room, den, man cave, or kids’ playroom — all with beautiful lake views and abundant natural light.Enjoy lake life — watch the boats go by or bring your own to your private dock. With parking for 10+ cars and ideal yard set up for boat storage. This is the total package

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,257 sq ft
Total Rooms
5

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1930
Living Area 1,257 sq ft
Lot Size 0.17 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Ductless
Cooling Ductless
Flooring Wood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Crawl Space, Unfinished
Laundry First Floor
Features None

Exterior

Construction None
Architecture Contemporary, Bungalow
Roof Shingle
Features Deck, Covered Patio/deck, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck, Covered

Parking

Features Paved Drive, Off Street
Total Spaces 10

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $2,842
Assessed Value $182,500

Interior Features

Flooring: Wood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Crawl Space, Unfinished
Laundry: First Floor
Security:

Construction & Materials

Style: Contemporary, Bungalow
Year Built: 1930
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block, Other

Heating, Cooling & Utilities

Heating: Ductless
Heating Zones: 6
Cooling: Ductless
Cooling Zones: 4
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Covered Patio/Deck, Rain Gutters, Fenced Yard
Patio & Porch: Deck, Covered
Fencing: Fenced
Other Structures:
Lot Features: Level, Other
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Access, Direct Access, Lake/Pond, 1/10 to 3/10 To Beach
Community Amenities: Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area

Location

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Neighborhood

109 N Lake Ave, Southwick MA 01077

Southwick, MA 01077

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $237
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Save $0/mo
Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Dec 17, 2025
New showing requirements
🏠
Listed for Sale
Dec 17, 2025
$525,000
Original listing
Agent: Teamwork Realty Group Office: Teamwork Realty Group, LLC

Price & Status History

Date Event Price Change
Dec 17, 2025 New Listing Added $525,000 —

Market Statistics

Days on Market
1 days
Price per Sq Ft
$418

Tax History

Year Taxes Assessment
2025 $2,842 $182,500

Financial Details

Annual Property Tax
$2,842
Tax Year 2025
Assessed Value
$182,500

Listing Information

Listing Agent Teamwork Realty Group
Listing Office Teamwork Realty Group, LLC
Agent MLS ID TEAM0213
Office MLS ID AC1952

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Market Analytics for Southwick, MA

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