109 Church St, Chicopee MA 01020

Chicopee, MA 01020
$349,900
Est. $2,458/month
3
Beds
2
Baths
4,437
Sq Ft
$79
Price/Sq Ft
0.41
Acres
1837
Year Built
48
Days on Market
Active Price Drop -$30,000 Listed Oct 21, 2025 • MLS# 73445762 Copied!

About this home

Attention Investors and Owner-Occupants!!- Don’t miss this incredible opportunity! This versatile mixed-use building is ideal for both investment and personal use. The first floor features a commercial office space—perfect for a small business or as an income-producing rental unit. Upstairs, the second floor offers a spacious two-bedroom residential apartment, ideal for owner-occupancy or additional rental revenue. There’s even potential to expand with a possible second residential unit on the third floor (subject to local approvals). Whether you’re looking to generate income, start a business, or enjoy the convenience of living and working in the same building, this property offers endless possibilities. Enjoy the ease of ample parking out back with a newer paved parking lot and separate entrances for each space. The property will be delivered fully vacant at closing, allowing for immediate occupancy or tenant placement. Trade fixtures may be available for purchase—please contact LA.

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1837
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
2
Living Area
4,437 sq ft
Total Rooms
14
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1837
Living Area 4,437 sq ft
Lot Size 0.41 acres
Bedrooms 3
Full Baths 1
Half Baths 2
Total Rooms 14

Interior

Heating Baseboard, Electric
Cooling None
Flooring Vinyl, Carpet, Laminate
Appliances Range
Fireplace None
Fireplaces 2
Basement Full, Bulkhead
Laundry Electric Dryer Hookup, Washer Hookup
Features Storage, Kitchen, Office/den, Living Room, Dining Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 10

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Varies Per Unit

Financial

Annual Tax $5,861
Assessed Value $386,600

Interior Features

Flooring: Vinyl, Carpet, Laminate
Appliances: Range
Interior Features: Storage, Kitchen, Office/Den, Living Room, Dining Room
Windows:
Basement: Full, Bulkhead
Laundry: Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Year Built: 1837
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Electric
Cooling: None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures: Shed(s)
Lot Features: Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities:

Location

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Neighborhood

109 Church St, Chicopee MA 01020

Chicopee, MA 01020

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $488
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 21, 2025
$349,900
Original listing
Agent: Dakota Richards Office: ERA M Connie Laplante Real Estate

Price & Status History

Date Event Price Change
Nov 21, 2025 Sold $349,900
Oct 21, 2025 New Listing Added $349,900

Market Statistics

Days on Market
48 days
Price per Sq Ft
$79
Total Price Drop
-$30,000

Tax History

Year Taxes Assessment
2025 $5,861 $386,600

Financial Details

Annual Property Tax
$5,861
Tax Year 2025
Assessed Value
$386,600

Listing Information

Listing Agent Dakota Richards
Listing Office ERA M Connie Laplante Real Estate
Agent MLS ID CN229265
Office MLS ID J02000
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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