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109 Church St, Chicopee MA 01020

Chicopee, MA 01020
$309,900
Est. $2,255/month
3
Beds
2
Baths
4,437
Sq Ft
$70
Price/Sq Ft
0.41
Acres
1837
Year Built
89
Days on Market
Pending Price Drop -$70,000 Listed Oct 21, 2025 • MLS# 73445762 Copied!

About this home

Attention Investors and Owner-Occupants!!- Don’t miss this incredible opportunity! This versatile mixed-use building is ideal for both investment and personal use. The first floor features a commercial office space—perfect for a small business or as an income-producing rental unit. Upstairs, the second floor offers a spacious two-bedroom residential apartment, ideal for owner-occupancy or additional rental revenue. There’s even potential to expand with a possible second residential unit on the third floor (subject to local approvals). Whether you’re looking to generate income, start a business, or enjoy the convenience of living and working in the same building, this property offers endless possibilities. Enjoy the ease of ample parking out back with a newer paved parking lot and separate entrances for each space. The property will be delivered fully vacant at closing, allowing for immediate occupancy or tenant placement.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1837
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
2
Living Area
4,437 sq ft
Total Rooms
14
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1837
Living Area 4,437 sq ft
Lot Size 0.41 acres
Bedrooms 3
Full Baths 1
Half Baths 2
Total Rooms 14

Interior

Heating Baseboard, Oil, Electric
Cooling None
Flooring Vinyl, Carpet, Laminate
Appliances Range
Fireplace None
Fireplaces 2
Basement Full, Bulkhead
Laundry Electric Dryer Hookup, Washer Hookup
Features Storage, Kitchen, Office/den, Living Room, Dining Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 10

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Varies Per Unit

Financial

Annual Tax $5,861
Assessed Value $386,600

Interior Features

Flooring: Vinyl, Carpet, Laminate
Appliances: Range
Interior Features: Storage, Kitchen, Office/Den, Living Room, Dining Room
Windows:
Basement: Full, Bulkhead
Laundry: Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Year Built: 1837
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Electric
Cooling: None
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures: Shed(s)
Lot Features: Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities:

Location

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Neighborhood

109 Church St, Chicopee MA 01020

Chicopee, MA 01020

Walkability

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Nearby Schools

School District
Chicopee School District local
C-
School Safety 2024-25
4.1% Above Average
4.0% Suspensions 2.4% In-School 0.1% Emergency
1.4% below state avg
E

Elementary Schools

3 schools
Belcher School
0.5 mi
245 students Diverse
Diverse Student Body
Grades PK-01
C+
Barry School
0.8 mi | #549 of 824 | Score: 43.0
Improved 146 spots from last year
-15.2 below state avg
359 students Diverse
Rising School
Grades K-05
St. Stanislaus School
0.8 mi
Grades PK-08
M

Middle Schools

3 schools
C
Dupont Middle School
0.7 mi | #257 of 352 | Score: 35.8
Dropped 18 spots from last year
-22.4 below state avg
683 students Diverse
Grades 06-08
C
Van Sickle Prep School
1.7 mi | #13 of 16 | Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.7 mi | #10 of 16 | Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C-
Chicopee High School
0.5 mi | #291 of 346 | Score: 41.3
Improved 42 spots from last year
-16.9 below state avg
918 students Diverse
17 sports • 1,102 athletes
Rising School Strong Athletics
Grades 09-12
C
Chicopee Comprehensive High School
1.6 mi | #254 of 346 | Score: 45.9
Dropped 19 spots from last year
-12.3 below state avg
1,192 students Diverse
High Graduation Rate Career Tech Programs
Grades 09-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.7 mi | #274 of 346 | Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $488
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
11.4%
Price Range

Property Timeline

Pending Sale
Jan 19, 2026
Offer accepted, sale pending
Price Reduced
Dec 12, 2025
$309,900 $40,000 (-11.43%)
From $349,900 to $309,900 (-11.4%)
🏠
Listed for Sale
Oct 21, 2025
$349,900
Original listing
Agent: Dakota Richards Office: ERA M Connie Laplante Real Estate

Price & Status History

Date Event Price Change
Feb 20, 2026 Sold $309,900
Dec 12, 2025 Price Changed $309,900 -$40,000
Oct 21, 2025 New Listing Added $349,900

Market Statistics

Days on Market
89 days
Price per Sq Ft
$70
Total Price Drop
-$70,000

Tax History

Year Taxes Assessment
2025 $5,861 $386,600

Financial Details

Annual Property Tax
$5,861
Tax Year 2025
Assessed Value
$386,600

Listing Information

Listing Agent Dakota Richards
Listing Office ERA M Connie Laplante Real Estate
Agent MLS ID CN229265
Office MLS ID J02000
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Chicopee, MA

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