108 Fernwood Dr, Gardner MA 01440

Gardner, MA 01440
$429,900
Est. $2,801/month
2
Beds
1.5
Baths
1,591
Sq Ft
$270
Price/Sq Ft
0.30
Acres
1988
Year Built
32
Days on Market
Pending Price Drop -$20,000 Listed Oct 30, 2025 • MLS# 73449609 Copied!

About this home

Step inside this custom-built split-level home offering style, flexibility, and thoughtful updates throughout. Featuring a durable metal roof, brand-new boiler, and beautifully updated kitchen, this property is designed to impress both inside and out. The main level welcomes you with a bright, open layout with custom updates. The flexible floor plan features 2 bedrooms with multiple bonus rooms. Upstairs, the finished second level provides endless possibilities—create a private primary suite, home office, media room, or guest space. The flexibility of the layout allows you to tailor the home to your lifestyle. Enjoy peace of mind with recent upgrades, including the new heating system and low-maintenance metal roof. The property offers ample yard space for outdoor enjoyment, gardening, all within a quiet, established neighborhood just minutes from local schools, shopping, and Route 2 access!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1988
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,591 sq ft
Total Rooms
6

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1988
Living Area 1,591 sq ft
Lot Size 0.30 acres
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard
Cooling None
Flooring Wood, Tile, Carpet, Flooring - Wood, Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Partially Finished
Laundry In Basement
Features Home Office, Bonus Room

Exterior

Construction Frame
Architecture Split Entry
Roof Metal
Features Deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Under, Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,131
Assessed Value $357,300

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Wood, Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Home Office, Bonus Room
Windows:
Basement: Partially Finished
Laundry: In Basement
Security:

Construction & Materials

Style: Split Entry
Year Built: 1988
Structure Type:
Exterior Materials: Frame
Roof: Metal
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Under, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities:

Location

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Neighborhood

108 Fernwood Dr, Gardner MA 01440

Gardner, MA 01440

Walkability

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Schools

High School
Gardner High
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $428
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 30, 2025
$429,900
Original listing
Agent: Nicholas L. Pelletier Office: Keller Williams Realty North Central

Price & Status History

Date Event Price Change
Oct 30, 2025 New Listing Added $429,900

Market Statistics

Days on Market
32 days
Price per Sq Ft
$270
Total Price Drop
-$20,000

Tax History

Year Taxes Assessment
2025 $5,131 $357,300

Financial Details

Annual Property Tax
$5,131
Tax Year 2025
Assessed Value
$357,300

Listing Information

Listing Agent Nicholas L. Pelletier
Listing Office Keller Williams Realty North Central
Agent MLS ID CN200544
Office MLS ID K95580

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Market Analytics for Gardner, MA

Real-time market trends and pricing data for this area

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