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104 Temple Street, Gardner MA 01440

Gardner, MA 01440
$409,900
Est. $2,575/month
3
Beds
2
Baths
1,327
Sq Ft
$309
Price/Sq Ft
0.25
Acres
1900
Year Built
53
Days on Market
Pending Price Drop -$9,100 Listed Feb 3, 2026 • MLS# 73473759 Copied!

About this home

Welcome home! An enclosed front porch leads you into this beautifully updated residence. The sun-filled living room features a picture window and a sliding glass door that opens to the backyard—perfect for indoor-outdoor living. The REMODELED KITCHEN boasts STAINLESS FRIDGE, RANGE, MICROWAVE, GRANITE COUNTERS, modern white SHAKER CABINETS, and recessed lighting, flowing seamlessly into the dining area. A convenient storage room with STACKABLE WASHER/DRYER and a full bath complete the first floor. Upstairs, you’ll find three bedrooms and a spacious full bathroom highlighted by recessed lighting and skylights. Outside, enjoy a generous FENCED IN YARD and a detached TWO CAR GARAGE. Don't forget to ask about the many improvements and upgrades. Truly move-in ready—just unpack and enjoy! SELLER CREDIT UP TO $5000 FOR NEW BUYER.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,327 sq ft
Total Rooms
6

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,327 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Wood Laminate
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Laundry Closet, Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, First Floor
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Patio, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch - Enclosed, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $3,624
Assessed Value $252,400

Interior Features

Flooring: Wood Laminate
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Laundry Closet, Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Cape
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Fenced Yard
Patio & Porch: Porch - Enclosed, Patio
Fencing: Fenced
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Paved Drive, Off Street, Paved

Location

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Neighborhood

104 Temple Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $302
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

2
Price Changes
2.2%
Price Range

Property Timeline

📝
Contingency Update
Mar 16, 2026
Pending P&S
📋
Status: Active under contract
Mar 16, 2026
Active → Active Under Contract
Price Reduced
Mar 13, 2026
$409,900 $9,100 (-2.17%)
From $419,000 to $409,900 (-2.2%)
Pending Sale
Mar 13, 2026
Offer accepted, sale pending
Price Reduced
Mar 9, 2026
$419,000 $5,000 (-1.18%)
From $424,000 to $419,000 (-1.2%)
📋
Status: Active under contract
Feb 10, 2026
Active → Active Under Contract
👁️
Showing Instructions Updated
Feb 4, 2026
New showing requirements
🏠
Listed for Sale
Feb 3, 2026
$419,000
Original listing
Agent: T. Jay Johnson Jr. Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Mar 16, 2026 Status: Active under contract $0
Mar 13, 2026 Price Changed $409,900 -$9,100
Mar 9, 2026 Price Changed $419,000 -$5,000
Feb 10, 2026 Status: Active under contract $0
Feb 3, 2026 New Listing Added $419,000

Market Statistics

Days on Market
53 days
Price per Sq Ft
$309
Total Price Drop
-$9,100

Tax History

Year Taxes Assessment
2025 $3,624 $252,400

Financial Details

Annual Property Tax
$3,624
Tax Year 2025
Assessed Value
$252,400

Listing Information

Listing Agent T. Jay Johnson Jr.
Listing Office Lamacchia Realty, Inc.
Agent MLS ID H8667346
Office MLS ID AN5320
Listing Data Updated Apr 1, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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