10 Cottage St, Belchertown MA 01007

Belchertown, MA 01007

$299,000

Est. $2,044/month

4

Beds

2

Baths

2,176

Sq Ft

$137

Price/Sq Ft

0.22

Acres

1925

Year Built

Single Family Residence

Type

60

Days on Market

Pending Price Drop -$50,000 Listed Nov 14, 2025 • MLS# 73455074 Copied!

About this home

Great location, walk to shops, restaurants. 4-bedroom 2 bath home with attached 2 car garage. Mudroom and a deck off the large eat in kitchen for grilling. Dining room and large living area with a pellet stove. Beautiful 3 season porch. Walk in attic for storage or add another bedroom. Motivated sellers moved out and it’s available to occupy.

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Property Overview

Property Type

Single Family Residence

Listing Type

For Sale

Year Built

1925

Bedrooms

4

Full Bathrooms

2

Living Area

2,176 sq ft

Total Rooms

8

Levels

Multi/Split

Facts & Features

2 Car Garage

Home Facts

Type Residential

Style Single Family Residence

Year Built 1925

Living Area 2,176 sq ft

Lot Size 0.22 acres

Bedrooms 4

Full Baths 2

Total Rooms 8

Interior

Heating Forced Air, Oil, Pellet Stove

Cooling Window Unit(s)

Flooring Wood, Tile, Laminate

Appliances Water Heater, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer

Fireplace None

Basement Partial, Walk-out Access, Bulkhead, Concrete

Laundry Electric Dryer Hookup

Features None

Exterior

Construction Frame

Architecture None

Roof Shingle

Features Deck

Pool None

Spa None

Fencing None

Patio/Porch Deck

Parking

Garage Spaces 2

Has Garage Yes

Features Attached, Off Street

Total Spaces 10

Utilities

Electric 110 Volts, 220 Volts, Circuit Breakers

Water Public

Sewer Public Sewer

Gas None

Other For Gas Range, For Electric Dryer

Financial

Annual Tax $3,982

Assessed Value $259,000

Interior Features

Flooring: Wood, Tile, Laminate

Appliances: Water Heater, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer

Interior Features:

Windows: Insulated Windows, Storm Window(s)

Basement: Partial, Walk-Out Access, Bulkhead, Concrete

Laundry: Electric Dryer Hookup

Security:

Construction & Materials

Year Built: 1925

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Block, Stone

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Pellet Stove

Cooling: Window Unit(s)

Cooling Zones: 2

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features: Deck

Patio & Porch: Deck

Fencing:

Other Structures:

Lot Features: Corner Lot

Road Surface:

Parking & Garage

Garage Spaces: 2

Garage Type: Attached

Total Parking Spaces: 10

Parking Features: Attached, Off Street

Location

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Neighborhood

10 Cottage St, Belchertown MA 01007

Belchertown, MA 01007

Walkability

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Nearby Schools

School District

Belchertown School District local

B-

✓ School Safety 2024-25

1.0% Low

1.0% Suspensions 1.2% In-School

↓ 4.5% below state avg

E

Elementary Schools

2 schools

Cold Spring School

0.6 mi

188 students Moderate

Grades PK-K

B

Swift River Elementary School

0.9 mi | #349 of 824 | Score: 49.2

Improved 249 spots from last year

-9 below state avg

445 students Moderate

Rising School

Grades 01-03

M

Middle Schools

2 schools

B-

Jabish Middle School

1.0 mi | #211 of 352 | Score: 39.9

Dropped 93 spots from last year

-18.3 below state avg

343 students Less Diverse

Grades 07-08

C

Chestnut Hill Community School

1.0 mi | #601 of 824 | Score: 40.8

Dropped 136 spots from last year

-17.4 below state avg

494 students Moderate

Grades 04-06

H

High Schools

1 school

A

Belchertown High School

1.1 mi | #68 of 346 | Score: 64.7

Improved 38 spots from last year

+6.5 above state avg

573 students Less Diverse

19 sports • 1,136 athletes

Strong AP Program Rising School Strong Athletics

Grades 09-12

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Loan Term

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $332

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

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Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1

Price Changes

9.1%

Price Range

Property Timeline

↓

Price Reduced

Dec 16, 2025

$299,000 $30,000 (-9.12%)

From $329,000 to $299,000 (-9.1%)

🏠

Listed for Sale

Nov 14, 2025

$299,000

Original listing

Agent: Mark Woodbury Office: Cameron Real Estate Group

🏠

Listed for Sale

Nov 14, 2025

$299,000

Original listing

Agent: Mark Woodbury Office: Cameron Real Estate Group

🏠

Listed for Sale

Nov 14, 2025

$329,000

Original listing

Office: Cameron Real Estate Group

Date	Event	Price	Change	$/sqft	Details
12/16/2025	↓ Price Reduced	$299,000	$30,000	-	From $329,000 to $299,000 (-9.1%)
11/14/2025	🏠 Listed for Sale	$299,000	-	-	Original listing
11/14/2025	🏠 Listed for Sale	$299,000	-	-	Original listing
11/14/2025	🏠 Listed for Sale	$329,000	-	-	Original listing

Price & Status History

Date	Event	Price	Change
Dec 16, 2025	Price Changed	$299,000	-$30,000
Nov 14, 2025	New Listing Added	$299,000	—
Nov 14, 2025	New Listing Added	$299,000	—
Nov 14, 2025	New Listing Added	$329,000	—

Market Statistics

Days on Market

60 days

Price per Sq Ft

$137

Total Price Drop

-$50,000

Tax History

Year	Taxes	Assessment
2024	$3,982	$259,000

Financial Details

Annual Property Tax

$3,982

Tax Year 2024

Assessed Value

$259,000

Elementary Schools

Middle Schools

High Schools

Monthly Payment Breakdown

Loan Summary

Price Reduced

Listed for Sale

Listed for Sale

Listed for Sale

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10 Cottage St, Belchertown MA 01007

About this home

Property Overview

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

Interior Features

Construction & Materials

Heating, Cooling & Utilities

Exterior & Lot

Parking & Garage

Location

Neighborhood

Walkability

Nearby Schools

Elementary Schools

Middle Schools

High Schools

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Monthly Payment Breakdown

Loan Summary

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Property History

Market Insights

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Price Reduced

Listed for Sale

Listed for Sale

Listed for Sale

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