10-12 Otis St, Fitchburg MA 01420

Fitchburg, MA 01420
$449,900
Est. $2,912/month
4
Beds
2
Baths
2,828
Sq Ft
$159
Price/Sq Ft
0.11
Acres
1910
Year Built
15
Days on Market
Pending Listed Nov 16, 2025 • MLS# 73455366 Copied!

About this home

This well-maintained, owner-occupied two-family home has been lovingly cared for for over 20 years. Each spacious unit offers two generously sized bedrooms, a bright living room, a formal dining area, and a thoughtfully designed kitchen—all accented by beautiful hardwood floors throughout. The second-floor unit also features a pellet stove, providing a cozy secondary heat source. Step outside and enjoy four private decks, perfect for relaxing or entertaining, plus a fenced-in yard with a storage shed for added convenience. Off-street parking ensures practicality, while the location puts you close to parks, schools, shopping, highways, and downtown Fitchburg. Whether you’re looking for an investment opportunity or a home to live in while generating rental income, this property checks all the boxes. All utilities separate. Don’t miss your chance to own this gem!

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
2
Living Area
2,828 sq ft
Total Rooms
12
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1910
Living Area 2,828 sq ft
Lot Size 0.11 acres
Bedrooms 4
Full Baths 2
Total Rooms 12

Interior

Heating Hot Water, Pellet Stove
Cooling Window Unit(s)
Flooring Wood, Hardwood
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Interior Entry, Bulkhead, Dirt Floor, Unfinished
Laundry Washer Hookup, Dryer Hookup
Features Pantry, Bathroom With Shower Stall, Walk-up Attic, Living Room, Dining Room, Kitchen, Laundry Room

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Balcony/deck
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck - Wood

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 3

Utilities

Electric Circuit Breakers, Knob & Tube Wiring
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $5,245
Assessed Value $388,200

Interior Features

Flooring: Wood, Hardwood
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features: Pantry, Bathroom with Shower Stall, Walk-Up Attic, Living Room, Dining Room, Kitchen, Laundry Room
Windows: Insulated Windows
Basement: Interior Entry, Bulkhead, Dirt Floor, Unfinished
Laundry: Washer Hookup, Dryer Hookup
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Hot Water, Pellet Stove
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures: Shed(s)
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Location

Loading map...

Neighborhood

10-12 Otis St, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

Loading Walk Score...

Schools

School information not available

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $437
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Nov 16, 2025
$449,900
Original listing
Agent: Matthew Straight Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Nov 16, 2025 New Listing Added $449,900

Market Statistics

Days on Market
15 days
Price per Sq Ft
$159

Tax History

Year Taxes Assessment
2025 $5,245 $388,200

Financial Details

Annual Property Tax
$5,245
Tax Year 2025
Assessed Value
$388,200

Listing Information

Listing Agent Matthew Straight
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID CT007758
Office MLS ID AN6215
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Fitchburg, MA

Real-time market trends and pricing data for this area

10-12 Otis St, Fitchburg MA 01420 - Photo 1 10-12 Otis St, Fitchburg MA 01420 - Photo 2 10-12 Otis St, Fitchburg MA 01420 - Photo 3 10-12 Otis St, Fitchburg MA 01420 - Photo 4 10-12 Otis St, Fitchburg MA 01420 - Photo 5 10-12 Otis St, Fitchburg MA 01420 - Photo 6 10-12 Otis St, Fitchburg MA 01420 - Photo 7 10-12 Otis St, Fitchburg MA 01420 - Photo 8 10-12 Otis St, Fitchburg MA 01420 - Photo 9 10-12 Otis St, Fitchburg MA 01420 - Photo 10 10-12 Otis St, Fitchburg MA 01420 - Photo 11 10-12 Otis St, Fitchburg MA 01420 - Photo 12 10-12 Otis St, Fitchburg MA 01420 - Photo 13 10-12 Otis St, Fitchburg MA 01420 - Photo 14 10-12 Otis St, Fitchburg MA 01420 - Photo 15 10-12 Otis St, Fitchburg MA 01420 - Photo 16 10-12 Otis St, Fitchburg MA 01420 - Photo 17 10-12 Otis St, Fitchburg MA 01420 - Photo 18 10-12 Otis St, Fitchburg MA 01420 - Photo 19 10-12 Otis St, Fitchburg MA 01420 - Photo 20 10-12 Otis St, Fitchburg MA 01420 - Photo 21 10-12 Otis St, Fitchburg MA 01420 - Photo 22 10-12 Otis St, Fitchburg MA 01420 - Photo 23 10-12 Otis St, Fitchburg MA 01420 - Photo 24 10-12 Otis St, Fitchburg MA 01420 - Photo 25 10-12 Otis St, Fitchburg MA 01420 - Photo 26 10-12 Otis St, Fitchburg MA 01420 - Photo 27 10-12 Otis St, Fitchburg MA 01420 - Photo 28 10-12 Otis St, Fitchburg MA 01420 - Photo 29 10-12 Otis St, Fitchburg MA 01420 - Photo 30 10-12 Otis St, Fitchburg MA 01420 - Photo 31 10-12 Otis St, Fitchburg MA 01420 - Photo 32 10-12 Otis St, Fitchburg MA 01420 - Photo 33 10-12 Otis St, Fitchburg MA 01420 - Photo 34 10-12 Otis St, Fitchburg MA 01420 - Photo 35 10-12 Otis St, Fitchburg MA 01420 - Photo 36 10-12 Otis St, Fitchburg MA 01420 - Photo 37 10-12 Otis St, Fitchburg MA 01420 - Photo 38 10-12 Otis St, Fitchburg MA 01420 - Photo 39 10-12 Otis St, Fitchburg MA 01420 - Photo 40 10-12 Otis St, Fitchburg MA 01420 - Photo 41 10-12 Otis St, Fitchburg MA 01420 - Photo 42

Contact Agent

Schedule a Tour