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63 Catherine Street, Gardner MA 01440

Gardner, MA 01440
$379,000
Est. $2,533/month
4
Beds
1.5
Baths
1,964
Sq Ft
$193
Price/Sq Ft
0.25
Acres
1987
Year Built
8 hours 58 minutes
Time on Market
Active Open House Listed May 23, 2026 • MLS# 73523243 Copied!

About this home

Welcome home to this well-maintained 4-bedroom split-level offering comfort, space, and versatility. The sun-filled open-concept main level is perfect for entertaining and everyday living. The inviting living room features a large picture window that fills the space with natural light, while the kitchen offers ample cabinet and countertop space along with an adjacent dining area ideal for gatherings. Down the hall are three generously sized bedrooms, two with walk-in closets, and a full bath. The lower level provides flexible additional living space with a cozy family room featuring a pellet stove, a fourth bedroom, home office, and convenient half bath — perfect for guests, remote work, or multi-generational living. Enjoy the back deck overlooking the fenced-in level backyard with room for entertaining, gardening, or play, plus a storage shed for extra storage. Peacefully situated just minutes from Dunn Park, offering swimming, hiking, kayaking, and more outdoor recreation.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1987
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,964 sq ft
Total Rooms
9

Open House Schedule

31
May
Sunday, May 31
11:30 AM - 1:00 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1987
Living Area 1,964 sq ft
Lot Size 0.25 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 9

Interior

Heating Electric
Cooling None
Flooring Carpet, Laminate
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Finished, Interior Entry, Bulkhead
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Conventional (2x4-2x6)
Architecture Split Entry
Roof Asphalt/composition Shingles
Features Deck - Wood, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck - Wood

Parking

Features Paved Drive, Paved
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,001
Assessed Value $363,200

Interior Features

Flooring: Carpet, Laminate
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement: Full, Finished, Interior Entry, Bulkhead
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Split Entry
Year Built: 1987
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Asphalt/Composition Shingles
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Wood, Storage, Fenced Yard
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Conservation Area, Highway Access

Location

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Neighborhood

63 Catherine Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.8 mi
Grades K-08
C-
Gardner Elementary School
0.2 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
0.4 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.2 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $417
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 23, 2026
$379,000
Original listing
Agent: Tiffany McDonald Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
May 23, 2026 New Listing Added $379,000

Market Statistics

Time on Market
8 hours 58 minutes
Price per Sq Ft
$193

Tax History

Year Taxes Assessment
2026 $5,001 $363,200

Financial Details

Annual Property Tax
$5,001
Tax Year 2026
Assessed Value
$363,200

Listing Information

Listing Agent Tiffany McDonald
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN239720
Office MLS ID AN5320
Listing Data Updated May 23, 2026 4:18 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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